Novera Payment Solutions

Develop. Connect. Integrate.

There's a reason Integrated Software Vendors choose Novera's WorldPay API for credit card payment integration. We make it easy to minimize your development time.

Novera Payment Solutions’ Worldpay Link Gateway offers multiple API programming languages which allow you to easily and securely integrate your custom application. We provide sample scripts to shorten the learning curve and speed your development.

Our SDK provides multiple integration platforms including:

• CGI
• SOAP
• XML
• .NET – FirstMile™ Middleware (PA-DSS certified)

Novera provides detailed Worldpay Link Gateway payment integration guides so you have all the information you need for a secure and successful software integration.

In addition, you can contact our team of experts with questions along the way.

With dozens of payment integration guides to help you, we make your job integrating secure payment processing in your application easy. Our integration support guides include:

We don’t leave you in the dark.

Though you will have access to all of the Worldpay Link Gateway integration guides, as well as sample code, we realize that sometimes you just need to speak to a real person. We offer a dedicated payment systems support team to assist you along the way.

Download our 7-page white paper for more details about Novera Payment Solutions' WorldPay integrated payments API. Learn the benefits and features of the API, understand the importance of using an EMV ready PCI compliant solution, and how to receive the API.

As an Integrated Software Vendor (ISV), when you choose Novera Payment Solutions and the Worldpay Link Gateway, you receive experts that can ensure seamless credit card payment integration, customer service and evolve with you as you grow. Our application support ranges in vertical markets including automotive, restaurant, healthcare and specialty retail, just to name a few. Novera can help you jump start your business and develop successful payments processing strategies. Link Gateway is a platform that allows you the flexibility to streamline and integrate payment systems with existing applications and software.

WHY CHOOSE NOVERA'S WORLDPAY API TO HELP YOU INTEGRATE PAYMENT SOLUTIONS?

3 REASONS WHY WE ARE THE LOGICAL CHOICE IN PAYMENTS

1.     We Provide Easy & Fast Payment Gateway Integration

We get you to market fast! Our software development kit (SDK) features multiple API programming languages across multiple platforms. Whether online, in person or on-the-go, our Worldpay platform makes it easy for your customers to take payments anywhere, anytime with our payment gateway integration.

2.     We Are Payments Processing EXPERTS

Through our integration with Worldpay, we understand the unique needs of your business and your customers. That’s why connecting your solution to our Link Gateway means more than a technical integration. We simplify your customer’s PCI obligation with our Level 1 PCI Compliant Data Centers.

3.     We VALUE Relationships with Our Customers

The bottom line is we strengthen your brand and increase conversions by building strong relationships. When you join with Novera Payment Solutions and Worldpay, you have a dedicated relationship manager to support you and your business. You can grow faster than the competition and offer your customers simple, secure and cost efficient systems and strategies.

Download our 7-page white paper to learn more about the WorldPay API, its benefits, credit card payments integration support, and our EMV ready PCI compliant solution.

The Benefits of Our Secure Payments for Integrated Software Vendors

As an integrated software vendor, we understand that you are looking for a solution that is not only easy to integrate, but is EMV ready and PCI compliant. Novera Payment Solutions offers the WorldPay Link Gateway API for your payment processing integration needs ... a world class solution with secure payments at the forefront.

We Simplify PCI Scope

Using Novera’s SDK and Worldpay Link Gateway combination means the data for transactions processed using the gateway will be hosted outside your location so your customers’ PCI obligation will be simplified and secured. If you choose a service that requires cardholder data to be stored, such as recurring payments, the cardholder data is stored in our gateway for additional security. You have no need to worry – we take the burden off your hands.

We Are PA-DSS Compliant

The Worldpay.NET toolkit provides the ability to simplify PA-DSS Compliance and the associated time and annual audit costs since card data is not stored at the POS. The FirstMile™ Middleware also gives you the ability to read credit and debit cards from various hardware devices and securely process transactions via the Payment Gateway. By handling the hardware integration, FirstMile™ mitigates your exposure to costly and ongoing security support required in numerous processing environments. 

We Handle Fraud and Risk Management (FRISK)

Our proprietary FRISK™ risk management system provides a sophisticated suite of security and fraud detection and prevention options. This is great because each transaction submitted can be filtered through a customizable series of security and fraud detection rules to determine potential risk. Configuration of these rules is under your complete control using our user-friendly merchant administration website.

Our 7-page white paper outlines the benefits of the WorldPay Link Gateway API for integrated software vendors, as well as the integration support provided to make your development easy and fast. Download it today and receive the WorldPay API!

All business are different. We get that.

Novera Payment Solutions’ Worldpay Link Gateway offers reliable payments processing capabilities for integrated software vendors and is seamlessly integrated to our entire suite of products and services. Unlike many other payment processors, our servers are hosted in the USA and are maintained in a data center certified as meeting Level 1 PCI security standards.

Our integrated payment gateway features includes:

1. Acceptance of All Payment Types
   Accept payments how and when your merchants want, including online, point of sale (POS), mail order/telephone order (MOTO) and mobile credit card payments.
2. Real-time and Batch
   Flexibility to process payments transactions in real-time or use batch processing for increased efficiency.
3. Stored Profile (Tokenization)
   Limit the risk associated with storing sensitive credit card data by using our tokenization and stored profiles.
4. Recurring Billing
   Use our robust, recurring billing system that can be configured to suit the needs of your business for membership dues or subscription fees.
5. WebPay 
   Our hosted payments service offers complete control over payments processing and customer service experience without the costs associated with security compliance for your hosted transactions.
6. Fraud and Risk Management (FRISK) 
   The customizable fraud and risk management system enables you to maximize sales and minimize risk.
7. InstantAccept™
   Our InstantAccept™ Payments integration plug-in for QuickBooks POS® helps expand the payment types you can accept, process, and automatically record them within QuickBooks®. This saves time and money!
8. Electronic Check 
   This gives you flexibility to accept checks through online ACH, check conversion or check 21 and process them using the same integrated payments gateway process you use for all your other electronic payments. 
9. Shopping Carts 
   Through our POS Systems, we offer the ability to integrate into a vast array of shopping carts including Volusion, X-Cart, and OS-Commerce.  

Get Started Today

Download our 7-page white paper to learn more about our integration support, as well as our EMV-ready PCI compliant solution for integrated payments. You can receive the Worldpay API today and integrate payments into your application to provide your customers with the payment options they need - card present, card not present and mobile.

We Make It Easy for Software Developers to Integrate Payments

Novera Payment Solutions is excited to offer a new multifaceted API for software developers with WorldPay’s new Link Gateway feature. The Link Gateway allows you to easily integrate payments into mobile, P.O.S., and even QuickBooks® processing solutions, it can even utilize multiple processor platforms. This new gateway makes it easy for merchants to accept payments anywhere they do business.

Our SDK features multiple API programming languages across multiple platforms. Whether online, in person or on-the-go, Novera Payment Solutions and Worldpay make it easier for your customers to take payments anywhere, anytime with our payment gateway integration solution.

Concerned about the EMV transition or PCI compliance?

We are payment processing experts. With WorldPay as a direct acquirer, we understand the unique needs of your business and your customers. That’s why connecting your solution to our link gateway means more than just a technical integration. We simplify your customer’s PCI obligation with our Level 1 PCI Compliant Data Centers and we are ready for EMV !

Novera's Worldpay Link Gateway offers multiple API programming languages which allow you to easily and securely integrate your custom software application. We make sample scripts  available to shorten the learning curve and speed your development.

Our SDK provides multiple integration platforms including:

• CGI
• SOAP
• XML
• .NET – FirstMile Middleware (PA-DSS certified)

We provide detailed Worldpay Link Gateway payment integration guides  so you have all the information you need for a secure and successful software integration. In addition, we have a team of experts you can contact with questions along the way.

Security: Simplify PCI Scope

Using Novera's SDK and Worldpay Link Gateway combination means the data for transactions processed using the gateway will be hosted outside your location so your customers’ PCI obligation will be simplified and secured. If you choose a service that requires cardholder data to be stored, such as recurring payments, the cardholder data is stored in our gateway for additional security. 

Security: PA-DSS Compliant

Our .NET toolkit provides the ability to simplify PA-DSS Compliance and the associated time and annual audit costs since card data is not stored at the POS. FirstMile Middleware gives you the ability to read credit and debit cards from various hardware devices and securely process transactions via the Payment Gateway. By handling the hardware integration, FirstMile mitigates the ISV’s exposure to costly and ongoing security support required in numerous processing environments. 

Security: Fraud and Risk Management (FRISK)

The proprietary FRISK™ risk management system provides a sophisticated suite of security and fraud detection and prevention options. Each transaction submitted can be filtered through a customizable series of security and fraud detection rules to determine potential risk. Configuration of these rules is under your complete control using our user-friendly merchant administration website.

Contact Novera Payment Solutions for Your Credit Card Payment Integration Needs

The Worldpay Link Gateway offers reliable payments processing capabilities and is seamlessly integrated to our entire suite of products and services.

Our servers are hosted in the US and are maintained in a data center certified as meeting Level 1 PCI security standards.

When you choose Novera's Worldpay Link Gateway, you receive a team of experts that can ensure seamless payment integration, customer service and evolve with you as you grow.  Our Link Gateway is a platform that allows you the flexibility to streamline and integrate payment systems with existing applications and software.

With the liability shift quickly approaching in October of 2015, it is a good idea for merchants to have the EMV security measure in place. While compliance is not mandatory for merchants, those who don’t upgrade to EMV-compliant terminals face a liability shift for fraudulent transactions. Integrated payment solutions that combine software with the latest payment processing systems (including EMV capabilities) are the best choice for merchants.

As an ISV, Novera's WorldPay Link Gateway provides the opportunity for you to easily integrate EMV-compliant  payments into mobile, P.O.S., and even QuickBooks® processing solutions, it can even utilize multiple processor platforms. This new gateway makes it easy for merchants to accept payments anywhere they do business.

For ISV's the benefits are many, including:

• Customized Merchant Boarding
• Dedicated ISV Team
• Flexible Merchant Pricing
• Revenue Sharing
• No Risk
• Reporting Portal
• Branded Referral Portal
• Complete Marketing Support
• Increased User Adoption
• World Class platform
• 24 X 7 US Based Support

Our robust API includes:

• Oracle Database with 99.999% Uptime
• Debit, Credit, Check, ACH
• Gift & Loyalty
• Retail Finance Cards
• Auth.net emulation
• QuickBooks® Integration
• Processor Neutral

With the WorldPay Link Gateway API, you can :

Enjoy Peace of Mind with the EMV Transition

The Novera Payment Solutions team understands that protecting your business and your customers is very important. You will be provided the tools and support you need to help simplify your PCI obligations and EMV integration to reduce the risk of fraud.


Our customers span local retailers, restaurants and corner stores to dentists, plumbers and eCommerce merchants—and every one of them can rely on the 24/7 live, US-based support staff who are highly trained to answer questions and resolve any issues that may arise.

A Company You Can Trust

Novera Payment Solutions, LLC (Novera) based in Atlanta is a registered Member Service Provider (MSP) of WorldPay. and a registered Independent Sales Organization (ISO) with Visa & MasterCard.   WorldPay acquires transactions coast to coast and around the globe ranging from brand name companies you already know to independent businesses in your own community. Point of sale authorization through settlement of funds, WorldPay provides the highest standard of payment processing to businesses ...businesses just like yours. WorldPay also offers seamless support and integration with industry-leading point-of-sale platforms and middleware providers, and it works with POS providers to certify new systems to their network on a ongoing basis.

Novera Payment Solutions is pleased offer the WorldPay Link Gateway for integrated software vendors (ISVs) making it easy to integrate credit card and debit card payments in any application. The Worldpay Link Gateway makes it simple to provide your clients with flexibility to choose the payments provider that fits their needs best. The WorldPay API offers easy integration with Worldpay's “Develop Once” approach. is committed to reducing development time and allowing you to get to market quicker, plus it helps lower your overall program maintenance costs.

With the WorldPay Link Gateway, you can:

• Accept All Payment Types - Allow merchants to accept payments how and when they want including online, point of sale (POS), mail order/telephone order (MOTO) and mobile credit card payments.
• Offer Real-time and Batch - Flexibility to process transactions in real-time or batch processing for efficiency.
• Store a Profile (Tokenization) - Limit the risk associated with storing sensitive credit card data by using the tokenization and stored profiles.
• Setup Recurring Billing - A robust yet easy to use recurring billing system that can be configured to suit the needs of businesses for membership dues or subscriptions fees.
• Offer WebPay - Hosted payment solution that offers complete control over payment processing and customer experience without the costs and burden of security compliance for hosted transactions.
• Offer  Fraud and Risk Management (FRISK) - A customizable fraud and risk management system that maximizes sales and minimizes risk.
• Offer  Instant Accept - payment integration plug-in for QuickBooks® POS to help expand the payment types merchants can accept, process and automatically record them within QuickBooks®.
• Offer  Electronic Checks - This Feature Gives merchants flexibility to accept checks through online ACH, check conversion or check 21 and process them using the same gateway process they use for all of other electronic payments.
• Integrate with Shopping Carts - Offer the ability to integrate into a vast array of shopping carts including Volusion, X-Xart, and OS Commerce

Features & Benefits

• Customized Merchant Boarding
• Dedicated ISV Team
• Flexible Merchant Pricing
• Revenue Sharing
• No Risk
• Reporting Portal
• Branded Referral Portal
• Complete Marketing Support
• Increased User Adoption
• World Class platform
• 24 X 7 US Based Support

About the WorldPay API

• Oracle Database with 99.999% Uptime
• Debit, Credit, Check, ACH
• Gift & Loyalty
• Retail Finance Cards
• Auth.net emulation
• QuickBooks® Integration
• Processor Neutral

Benefits for Merchants

• 24/7 Merchant Support
• AMEX OPT Blue program
• Weekend & Next-day Funding
• Merchant Reporting Portal

The WorldPay Link Gateway is PA-DSS compliant as required by PCI rules. This will put your clients at ease and allow them to focus on their business. To receive the WorldPay API, click the button below, complete the short form, and it will be sent to you!

Novera Payment Solutions is very excited to offer a new multifaceted API for software developers with WorldPay’s new Link Gateway feature. The Link Gateway allows you to easily integrate credit card payments into mobile, P.O.S., and even QuickBooks® processing solutions, it can even utilize multiple processor platforms. This new gateway makes it easy for merchants to accept payments anywhere they do business.

The Worldpay Link Gateway makes it easy to provide your clients with flexibility to choose the payments provider that fits their needs best.

Easy Integration

Worldpays “Develop Once” approach is committed to reducing development time and allowing you to get to market quicker, plus it helps lower your overall program maintenance costs.

Security

The WorldPay Link Gateway is PA-DSS compliant as required by PCI rules. This will put your clients at ease and allow them to focus on their business.

Gateway Features

From all major credit and debit cards to ACH/check protocols, the WorldPay Link Gateway provides consolidated, flexible options for virtually every US payment transaction type and method. 

Accept Payments Anywhere, Anytime

• Novera and WorldPay work hard to understand our customers' needs. Whether your clients sell face-to-face, online, on-the-go or even by MOTO (Mail Order Telephone Order), our flexible services enable your clients to securely accept payments anywhere, anytime.

  
  
• Your clients will have the ability to accept a wide range of payment types, from VISA®, MasterCard®, Discover®, American Express®, debit and gift cards to loyalty cards, checks, Electronic Benefits Transfer (EBT) and ACH (direct debit).


Greater Peace of Mind

• We understand protecting your business and your customers is very important. You will be provided the tools and support you need to help simplify your PCI obligations and reduce the risk of fraud.

• Our customers span local retailers, restaurants and corner stores to dentists, plumbers and eCommerce merchants—and every one of them can rely on the 24/7 live, US-based support staff who are highly trained to answer questions and resolve any issues that may arise.

Novera Payment Solutions offers technology partners the ability to process credit cards through the powerful WorldPay platform. Whether you are looking to integrate card present, card-not-present (or a combination) into the software of your merchants, Novera Payment Solutions' services are unmatched in the industry.

We are experts in payments - and we share what we know to help your business prosper.

• Our WorldPay platform is powered by one of the world’s leading credit card payments companies.

• We work with all types and all sizes of business, making it easier for you to integrate credit card payments, keep your customers online and open for busineses.

Benefits of WorldPay's Integrated Software Vendor Program

• Customized Merchant Boarding
• Dedicated ISV Team
• Flexible Merchant Pricing
• Revenue Sharing
• No Risk
• Reporting Portal
• Branded Referral Portal
• Complete Marketing Support
• Increased User Adoption
• World Class platform
• 24 X 7 US Based Support

API Benefits

• Oracle Database with 99.999% Uptime
• Debit, Credit, Check, ACH
• Gift & Loyalty 
• Retail Finance Cards
• Auth.net emulation
• Quickbooks Integration
• Processor Neutral

Merchant Benefits

• 24/7 Merchant Support
• AMEX OPT Blue program
• Weekend & Next-day Funding
• Merchant Reporting Portal

Why Novera Payment Solutions for Integrated Software Vendors?

Our tools allow you to integrate merchant accounts with point of sale, eCommerce, and mobile payments into any application. Through the self-service sandbox, you can test transactions and explore payments functionality prior to production.

Integrate payments into your application to provide your customers with the payment options they need - card present, card not present and mobile. Our software development kit (SDK) and APIs allow you to integrate with ease.