Novera Payment Solutions

You've Asked For It & Novera Payment Solutions Integrates With It!
It's POS software that works on ANY device.

The PHP POS interface is optimized for tablet on both iOS and Android Devices, as well as smart phones and desk tops. It includes full e-Commerce integration and enables you to sync inventory with WooCommerce, natively. What's more, customers can pay with debit card, credit cards, e-checks, and more through Novera Payment Solutions seamless integration for online payments.

More than 2500 stores are now using PHP POS due to the array of features natively available including:

• ECOMMERCE INTEGRATION
  Easily sync inventory, item images, categories and tags with a WooCommerce web store.
• INVENTORY MANAGEMENT
  Do whole or partial inventory counts and stay up to date with Email Inventory alerts and warnings.
• EMAIL MARKETING
  You can keep in contact with your customers with our mailchimp integration.

• EASY IMPORT AND EXPORT
  Quickly Set up your Store by Importing your Customers, Items, Suppliers, and Giftcards with our New Import/Export tools.

• REPORTS
  Get comprehensive insights into your business with 40+ detailed reports designed for you.

• PROMOTIONAL SALES
  Easily create sales on items such as "Buy One Get One" or "Spend $100 get 50% Off" and more!

• MULTIPLE LOCATIONS
  Designed so you can easily add store locations as your business requirements change.

• BARCODE LABEL PRINTING
  Easily Create barcode labels for your products when they arrive in your store or on demand.

• MULTIPLE LANGUAGES
  Designed to support multiple languages. PHP Point Of Sale Currently supports 10 major languages. We can add additional languages by request.

• EMPLOYEE TIME CLOCK
  Easily Track your employee's time on the job with an integrated time clock feature. You can also set up commissions for each employee.

• EMAIL RECEIPTS
  You can easily set up PHP Point of sale to send receipts, invoices, and purchase orders to customers and suppliers via Email.

• PAYMENT OPTIONS (This is where WE come in!)

  In addition to Integrated Credit Card, EBT/EBT Processing, Cash, Check, Giftcards you can define your own custom payment methods with PHP POS.  Process all major credit cards seamlessly integrated into the system. With the partnership through Novera Payment Solutions, PHP POS offers credit card processing solutions for mobile devices such as iPad, iPhone, and many Android devices - EMV-Ready!
  
  The benefits are many, not the least of which is that Novera offers transparent and easy to understand pricing options. 

  All Credit card processors have the exact same underlying costs known as Interchange, Novera’s transparent pricing options allow you to understand exactly how much you will pay for payment processing and why. Don’t be fooled by other processors advertised rates with junk fees hidden in the fine print.

  • Integrated Credit & Debit Card Acceptance
  • Discounted Flat Rate and Cost-Plus Pricing Options
  • Accept All Major Card Brands
  • Easy to Understand Online Reporting
  • 24/7 Customer Care and Tech Support
  • EMV Ready (chip & pin)
   

REQUEST FREE QUOTE FOR PHP POS PAYMENTS INTEGRATION TODAY!

 

 

A common misconception by many small businesses is that they are too small to have to worry about PCI compliance. This couldn't be further from the truth. If you accept credit cards, you are required to be PCI compliant. If you are not, your dog walking business can face very steep fines. This is where the BetterWalker and Novera Payment Solutions payments integration comes into play. Our integrated payments solution is PCI compliant and EMV ready.

It's important for you to be informed about PCI Compliance, however.

Here's what you need to know.

You are solely responsible for securing your customer cardholder data to meet Payment Card Industry rules.

Small businesses are prime targets for data thieves ... in fact, they are some of the biggest targets because they are the easiest targets. It’s your job to protect cardholder data at the point-of-sale. If cardholder data is stolen (and it’s your fault) you could incur fines, penalties, even termination of the right to accept payment cards, which could be catastrophic for your business.

Why Does PCI Compliance Matter for Your Business?

According to the PCI Security Standards website, more than 340 million computer records containing sensitive personal information have been involved in security breaches in the U.S. since 2005. Criminals target small merchants because most have minimal security for cardholder data. More than 80% of attacks target small merchants.

If you are at fault for a card holder security breach, your small business can face:

• Fines and penalties
• Loss of the ability to accept payment cards
• Cost of reissuing new payment cards
• Legal costs
• Fraud losses
• Loss of the business

What to Secure

Focus first on protecting the cardholder data under your control.

You are responsible for protecting cardholder data at the point of sale, and as it flows into your credit card payment system. The single best step you can take is to not store any cardholder data.

PCI compliance includes protecting:

• Card readers
• Point of sale systems
• Store networks & wireless access routers
• Payment card data storage and transmission
• Payment card data stored in paper-based records

Small Businesses May Evaluate with a Self-Assessment Questionnaire

Most small businesses can use a self-validation tool to assess their security for cardholder data, which includes a short list of yes-or-no questions for compliance. You can access self-assessment questionnaires on the PCI Security Standards website.

How to Meet the PCI Security Standards

The PCI Security Standards website is an invaluable resource for small businesses working to be PCI compliant. Their suggestions include:

• Buy and use only approved PIN entry devices at your points-of-sale. 
• Buy and use only validated payment software at your POS or website shopping cart. 
• Do not store any sensitive cardholder data in computers or on paper.
• Use a firewall on your network and PCs.
• Make sure your wireless router is password-protected and uses encryption.
• Use strong passwords.
• Regularly check PIN entry devices and PCs to make sure no one has installed rogue software or “skimming” devices.
• Teach your employees about security and protecting cardholder data.
• Follow the PCI standard ongoing 3-step process (below)

PCI Compliance: Ongoing 3-step process

• Assess
  This includes identifying cardholder data, taking an inventory of your IT assets and business processes for payment card processing, and analyzing them for vulnerabilities.
• Remediate
  Includes fixing vulnerabilities and not storing cardholder data unless you need it.
• Report
  Includes compiling and submitting required reports to the acquiring bank and card brands you do business with.

The bottom line is that PCI compliance DOES MATTER no matter what the size of your business. We understand that it can seem cumberson for small businesses, but that's no reason to put it off or ignore it. The livelihood of your business may be at stake if you suffer a data breach.

The Novera Payment Solutions team works with small businesses like yours to help alleviate the burden of meeting the PCI compliance standards. It's just one of the reasons that BetterWalker has chosen Novera Payment Solutions as a merchant partner to provide credit card processing for their users!

With Novera Payment Solutions and BetterWalker, you can rest assured that the payment processing system for your dog walking business is PCI Compliant.

Request a FREE Quote Today!

With the PHP POS partnership with Novera Payment Solutions & Worldpay PHP POS users can seamlessly process credit card transactions from PHP Point Of Sale, including credit card processing solutions for mobile devices such as iPad, iPhone, and many Android devices.

Novera is named as a preferred provider for credit and debit card payment services to PHP users and was selected to help guide you through the complicated world of credit & debit cards acceptance. Novera delivers a unique combination of value, integrity and price transparency to PHP users that is unparalleled throughout the payment processing industry.

Advantage: Novera Offers Transparent and Easy to Understand Pricing Options

All Credit card processors have the exact same underlying costs known as Interchange, Novera’s transparent pricing options allow you to understand exactly how much you will pay for payment processing and why.

Don’t be fooled by other processors advertised rates with junk fees hidden in the fine print.

As a PHP POS user, you'll be able to:

• Seamlessly Integrate Credit & Debit Card Acceptance
• Receive Discounted Flat Rate and Cost-Plus Pricing Options
• Accept All Major Card Brands
• Have Access to Easy to Understand Online Reporting
• Access to 24/7 Customer Care and Tech Support
• Accept EMV Ready Cards (chip & pin)

Request a free, no obligation quote today!

BetterWalker Streamlines Your Dog Walking Business

Do what you love, love what you do. We all know the famous quote! And if you're in the dog walking business, there's no doubt you are doing what you love! But for businesses in growth mode, the daily management of the financial and clerical tasks can seem all-consuming. 

BetterWalker is the solution. The system streamlines management of scheduling, clients, and staff, and frees up admin time so you can focus on growing your business. BetterWalker is the industry’s first mobile tool for clients to book appointments and manage schedule on the go!

A few of the features and benefits  include:

Better Management of Cashflow

One of the more powerful features of the BetterWalker software is the payments integration. You can accept client payments on the go and better manage your cash flow, the lifeblood of your business.

Central to a healthy business is managing cashflow, right? There is nothing worse than paying staff for services you have not yet been paid for. Better Walker allows you to take control of your cashflow and initiate charges on your client’s behalf through integrated credit card and ACH/e-check processing.

Novera Payment Solutions provides the management of the program for BetterWalker™ users who are interested in using the new integration and merchant account service. BetterWalker™ users can have multiple pricing options and plans such as:

• Flat Rate for new and growing businesses or
• Cost plus pricing plans for the more volume intensive users.

The integration is available now!
Request information today -- we can have you up and running in no time!

BetterWalker, LLC offers US customers integrated payment processing through a new integration for Worldpay.

BetterWalker™ a leading provider of software solutions designed exclusively to meet the requirements of pet business owners who want to streamline the management of their business is pleased to announce a partnership with Novera Payment Solutions, LLC to board US merchants via Worldpay. The new integration will allow BetterWalker™ users to securely process credit card payments through BetterWalker™ for its US customers using Worldpay.

Novera Payment Solutions, LLC will provide the management of the program for BetterWalker™ users who are interested in using the new integration and merchant account service. BetterWalker™ users can have multiple pricing options and plans such as (A) Flat Fixed Fee for new and growing businesses or (B) Cost plus pricing plans for the more volume intensive users. The integration is available now and BetterWalker™ users can go to www.noverapaymentsolutions.com/betterwalker to get additional information.

“The partnership with BetterWalker™ is exactly the type of relationship we look for with Integrated Software Vendors (ISV’s). It’s a collaborative effort that delivers a real win for all parties. BetterWalker™ has produced a great offering for its business owners, and we are extremely pleased to be partnered with them” said Sean Grace, CEO for Novera Payment Solutions, LLC.

“With Novera and Worldpay, we are pleased to offer our users another secure integrated credit card solution that will enhance the BetterWalker™ offering and benefit our users both economically and functionally,” said Brian Koester, CEO for BetterWalker™.

About Novera & Worldpay:

Novera specializes in strategic partnerships with Integrated Software Vendors (ISV’s) and Resellers for payment acceptance. These partnership programs include the initial design plan, including optimization for maximum adoption of users and the ongoing management of the program. Novera is one of the largest registered Member Service Providers (MSP’s) for WorldPay.

About BetterWalker™:

BetterWalker™ a leading provider of software solutions designed exclusively to meet the requirements of pet business owners who want to streamline management of their business in order to grow.

For more information, visit: www.noverapaymentsolutions.com/betterwalker

Some Companies Advertise Only Debit Card Processing Rates Because They Tend to Be Lower ... Don't Be Fooled

The underlying cost or interchange rates for debit card transactions are typically lower than credit card transactions, so many advertisements only promote rates for debit card transactions. Business owners typically do not realize this until they are presented with the first processing statement. 

Unfortunately, many business owners don't look closely at their credit card processing statements due to lack of time or lack of understanding about what they are looking at. The rates and the statements can be very confusing.

The interchange rates on credit card transactions can be several times higher than the debit
interchange you thought you were getting. This means you are ultimately paying MUCH more than the lead in rate the processing company advertised.

Before signing a contract with any processing company, it is important to make sure you fully understand the financial obligations associated with each type of transaction.

Novera works hard to educate clients fully on how interchange works in order to eliminate confusion surrounding this issue. In fact, we have a FREE webinar right around the corner that will help you understand exactly what you are paying, how to tell if you are overpaying, and what to do to fix it!

This webinar will last 45 minutes and it will be a very valuable use of your time if your business accepts credit cards.  Be an informed business owner and take control of leakage spending in over-charges of merchant processing fees.

Two Steps You Should Take Today to Save Your Business Money

STEP 1

Download our FREE (and short) white paper, "5 Reasons Your Credit Card Processor is WAY More Expensive than You Ever Thought".  

STEP 2

Register for our FREE 45-minute webinar. We'll discuss everything you need to know to determine whether you are overpaying with your current merchant processor.  If you've read our white paper in advance, come armed with questions! 

Understanding Credit Card Processing
Tuesday, 4/25/17 at 2:00 EST

Sys2K is a Windows-based Dealer Management Software solution that features real-time integration across all departments. It incorporates the latest technologies to offer you a more efficient process that will reduce your costs while maximizing your sales revenue.

RV Dealerships who use Sys2K enjoy many of the features outlined here, including the option to fully integrate credit and debit card payments into the software:

1. Customer Relationship Management (CRM)

Efficiency, accuracy and speed are essential for top-quality customer relationship management. Sys2K's RV Dealership Software CRM (Customer Relationship Management) module improves customer relationships while reducing marketing costs.  

2. RV Finance & Insurance (F&I)

The Finance and Insurance (F&I) module of System 2000's RV Dealer Software analyzes and builds quotes for RV dealers. The F&I module maximizes dealership profitability by providing managers with the tools to analyze RV sales, create RV financing options, and view service work performed on RV units.

3. RV Unit Inventory

Sys2K RV Dealership Software's Unit Inventory module can accommodate the needs of any RV dealer. The module provides RV unit inventory management and tracking of an unlimited number of RV units across multiple dealership locations while integrating with CRM, F&I, Parts, and Accounting modules. 

4. RV Parts Module

Sys2K RV Dealer Software's Parts module manages invoicing, purchase ordering and receiving for all RV dealerships. The Parts module provides dealers with an easy-to-use interface to create pricing based on cost, margin and listing price. 

5. RV Service Module

Sys2K RV Dealership Software's Service module provides scheduling and dispatching features which allow RV dealers to create and manage service invoicing, estimates, and orders by importing billing, repair and work order information across multiple departments.

6. Dealership Payroll Module

Sys2K's Payroll module improves efficiency by providing RV dealers with support tools to help streamline the payroll process.

7. RV Rental Module

Sys2K's Rental module is designed to provide RV dealers with basic database rental unit management and rental contract printing features. Sys2K's Rental module is integrated with Unit Inventory, thus eliminating dual input. 

8. RV Dealership Accounting Module

Sys2K's Accounting module increases RV dealership profitability and efficiency and simplifies management of transactions for single and multiple dealer locations.

9. Integrated Credit and Debit Card Payments
(That's where we come in ...)

Sys2K has teamed up with Novera Payment Solutions, LLC (Novera) for credit and debit card payment services to Sys2K clients. Novera was selected to help guide Sys2K clients through the complicated world of credit & debit card acceptance. Novera delivers a unique combination of value, integrity and price transparency to Sys2K clients that is unparalleled throughout the payment processing industry.

Novera Payment Solutions provides Sys2K clients with a way to process payments which can result in saving money and time by helping your business run more efficiently.

Through our unique approach of taking what most business owners consider to be a tax on their business and leveraging the Credit Card Acceptance Platform we can deliver a host of benefits for members that include:

• SIGNIFICANT ANNUAL SAVINGS WITH OUR VALUABLE TRANSPARENT PRICING OPTIONS
• IMPROVE CASH FLOW AND TURN RECEIVABLES INTO IMMEDIATE PAYMENT
• STREAMLINE THE CREDIT CARD ACCEPTANCE PROCESS WITH A FULLY INTEGRATED PAYMENT PROCESSING PROGRAM

Request a Free Quote Today!