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Eliminate the Smoke & Mirrors Around Credit Card Processing - Free Webinar

Posted on Thu, Oct 12 2017 @ 12:44 PM

Accepting credit cards for your business  is not optional in today's marketplace, it's essential. The challenge is understanding all the fees associated with this necessity. Many credit card processing companies take advantage of business owners' lack of knowledge using bait and switch tactics when quoting rates. Our FREE upcoming webinar will help you eliminate the smoke and mirrors around the rates so you can make smart (money saving) decisions when choosing your processor.

Novera Payment Solutions is pleased to once again offer our popular "Understanding Credit Card Processing" webinar. This webinar will take a short 40 minutes of your time, and will arm you with the information you need to ensure you do not overpay for credit card processing.

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If any of these questions apply to you, this webinar will be an excellent use of your time.

  1. Is your statement from your merchant processing company complicated and confusing?
  2. Do you fully understand the difference between "Qualified", "Mid-Qualified", "Non-Qualified", and how these terms determine what you are charged for each transaction?
  3. Are you PCI compliant?
  4. Are you surprised by the credit card processing fees you incur each month?
  5. Do you have to wait several days to see the payments deposited in your account? 

LET'S CLEAR THE SMOKE & MIRRORS
REGISTER TODAY!

Join us in an educational webinar on October 19, 2017 @ 2:00 PM EST designed to help you understand the in's and out's of credit card processing. This FREE webinar will be 45 minutes or less and we guarantee you will take away practical information to help you make smart choices when shopping around for credit card processing services. There's a good chance this webinar will save your business money too!

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing for your own merchant account
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services (you'd be surprised the percentage of companies who are being taken advantage of -- make sure yours isn't one of them!)
  • Awareness of the latest in technology available in the market place today, including mobile payments
  • Practical tips that you can implement right now to keep your processing costs down
  • Best practices for keeping your customers' cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!
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Tags: flat fee merchant account, merchant account, pci compliance, credit card processing, flat fee credit card processing, emv

Now available, EMV® enabled VX 680!

Posted on Thu, Aug 03 2017 @ 12:17 PM

It's here ... EMV® enabled VX 680!

Worldpay launched the first version of EMV software on the VX 680 wireless terminal, and it's now available to Novera Payment Solutions customers. This is the classic EMV software which is currently in the field on the VX 520. The Classic EMV software is debit preferring and will not support PIN Bypass (for those who have debit enabled).

The Classic EMV software will be available on all new VX 680 orders in 2017. Existing VX 680 customers will receive additional communication explaining how to update their software. VX 680 customers with a base station have the ability to update software on their own.

The Quick Chip EMV software for the VX 680 will be released in Q4 of 2017.

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The Quick Chip software will allow the VX 680 to process transactions more quickly. The software will allow cardholders to run debits cards as credit transactions by using the PIN bypass feature.

Merchant Alert
Fraud Attack: Forcing a Fallback

A very common fraud attack has been identified in the payment industry; forcing a fallback. The fraudster will insert the card upside down, backwards, or with a faulty chip which forces a fallback. In the fallback scenario, fraudulent magstripe data is used for the transaction. It is very easy to produce a fraudulent magstripe card using stolen data. It is important that merchants realize this is a common fraud attack for which the merchant will be liable. Merchants should advise their staff to check that the card is inserted properly when a chip read error occurs.

If you would like additional information about the EMV Enabled VX680, upgrading your existing VX680,  or fraud attack forcing a fallback, please contact Novera Payment Solutions.

 

 

Request Information on the VX680

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Tags: merchant account

Understanding Credit Card Processing & Associated Fees : FREE WEBINAR

Posted on Thu, Jul 20 2017 @ 03:02 PM

Tired of looking at your merchant processing statements and all the fees that seem to make your eyes cross and your blood pressure rise?

Novera Payment Solutions is pleased to offer our popular "Understanding Credit Card Processing" webinar. With just days left to register, you'll want to reserve your spot today.


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If you answer, "YES" to any of the statements below, this webinar will be an excellent use of your time (and it will save you money).

  1. Confused by the complicated statements that you receive from your current credit card processor?
  2. Need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Need assistance ensuring that you are meeting PCI compliance requirements?
  4. Paying more than you thought you would for your credit card processing fees?
  5. Have to wait multiple days after batching transactions to see the payment deposited in your account?

IT'S TIME TO GET REGISTERED!

Let us make sense of it all for you. Once you understand how the fees work, you'll be empowered to make more informed decisions about your credit card processing partner. Trust us, this 45-minutes will open your eyes and show you how to save money on this critical part of your business operations.

Join us in an educational webinar on JULY 25, 2017 @ 2:00 PM EST designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!
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Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

Educate Yourself About False Advertising Around Interchange Rates & Save Your Business Money

Posted on Mon, Apr 24 2017 @ 09:47 AM

Some Companies Advertise Only Debit Card Processing Rates Because They Tend to Be Lower ... Don't Be Fooled

The underlying cost or interchange rates for debit card transactions are typically lower than credit card transactions, so many advertisements only promote rates for debit card transactions. Business owners typically do not realize this until they are presented with the first processing statement. 

Unfortunately, many business owners don't look closely at their credit card processing statements due to lack of time or lack of understanding about what they are looking at. The rates and the statements can be very confusing.

The interchange rates on credit card transactions can be several times higher than the debit
interchange you thought you were getting. This means you are ultimately paying MUCH more than the lead in rate the processing company advertised.

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Before signing a contract with any processing company, it is important to make sure you fully understand the financial obligations associated with each type of transaction.

Novera works hard to educate clients fully on how interchange works in order to eliminate confusion surrounding this issue. In fact, we have a FREE webinar right around the corner that will help you understand exactly what you are paying, how to tell if you are overpaying, and what to do to fix it!

This webinar will last 45 minutes and it will be a very valuable use of your time if your business accepts credit cards.  Be an informed business owner and take control of leakage spending in over-charges of merchant processing fees.

Two Steps You Should Take Today to Save Your Business Money

STEP 1

Download our FREE (and short) white paper, "5 Reasons Your Credit Card Processor is WAY More Expensive than You Ever Thought".  

Download the FREE White Paper Here

 

STEP 2

Register for our FREE 45-minute webinar. We'll discuss everything you need to know to determine whether you are overpaying with your current merchant processor.  If you've read our white paper in advance, come armed with questions! 

Understanding Credit Card Processing
Tuesday, 4/25/17 at 2:00 EST

Register Today!

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Tags: accept credit cards, merchant account

Understand Credit Card Processing & Save Money - FREE Webinar

Posted on Mon, Apr 10 2017 @ 09:34 AM

It's that time again! Novera Payment Solutions is pleased to offer our popular "Understanding Credit Card Processing" webinar. With just a couple weeks left to register, you'll want to reserve your spot today.


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If you answer, "yes" to any of the statements below, this webinar will be an excellent use of your time.

  1. Are you confused by the complicated statements that you receive from your current credit card processor?
  2. Do you need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Do you need assistance ensuring that you are meeting PCI compliance requirements?
  4. Are you paying more than you thought you would for your credit card processing fees?
  5. Do you have to wait multiple days after batching transactions to see the payment deposited in your account?

REGISTER TODAY!

Join us in an educational webinar on April 25, 2017 @ 2:00 PM EST designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!
0 Comments Click here to read/write comments

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

9 Sys2K Software Features That Every RV Dealership Should Know About

Posted on Thu, Mar 30 2017 @ 02:42 PM

Sys2K is a Windows-based Dealer Management Software solution that features real-time integration across all departments. It incorporates the latest technologies to offer you a more efficient process that will reduce your costs while maximizing your sales revenue.

RV Dealerships who use Sys2K enjoy many of the features outlined here, including the option to fully integrate credit and debit card payments into the software:

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1. Customer Relationship Management (CRM)

Efficiency, accuracy and speed are essential for top-quality customer relationship management. Sys2K's RV Dealership Software CRM (Customer Relationship Management) module improves customer relationships while reducing marketing costs.  

2. RV Finance & Insurance (F&I)

The Finance and Insurance (F&I) module of System 2000's RV Dealer Software analyzes and builds quotes for RV dealers. The F&I module maximizes dealership profitability by providing managers with the tools to analyze RV sales, create RV financing options, and view service work performed on RV units.

3. RV Unit Inventory

Sys2K RV Dealership Software's Unit Inventory module can accommodate the needs of any RV dealer. The module provides RV unit inventory management and tracking of an unlimited number of RV units across multiple dealership locations while integrating with CRM, F&I, Parts, and Accounting modules. 

4. RV Parts Module

Sys2K RV Dealer Software's Parts module manages invoicing, purchase ordering and receiving for all RV dealerships. The Parts module provides dealers with an easy-to-use interface to create pricing based on cost, margin and listing price. 

5. RV Service Module

Sys2K RV Dealership Software's Service module provides scheduling and dispatching features which allow RV dealers to create and manage service invoicing, estimates, and orders by importing billing, repair and work order information across multiple departments.

6. Dealership Payroll Module

Sys2K's Payroll module improves efficiency by providing RV dealers with support tools to help streamline the payroll process.

7. RV Rental Module

Sys2K's Rental module is designed to provide RV dealers with basic database rental unit management and rental contract printing features. Sys2K's Rental module is integrated with Unit Inventory, thus eliminating dual input. 

8. RV Dealership Accounting Module

Sys2K's Accounting module increases RV dealership profitability and efficiency and simplifies management of transactions for single and multiple dealer locations.

9. Integrated Credit and Debit Card Payments
(That's where we come in ...)

Sys2K has teamed up with Novera Payment Solutions, LLC (Novera) for credit and debit card payment services to Sys2K clients. Novera was selected to help guide Sys2K clients through the complicated world of credit & debit card acceptance. Novera delivers a unique combination of value, integrity and price transparency to Sys2K clients that is unparalleled throughout the payment processing industry.

Novera Payment Solutions provides Sys2K clients with a way to process payments which can result in saving money and time by helping your business run more efficiently.

Through our unique approach of taking what most business owners consider to be a tax on their business and leveraging the Credit Card Acceptance Platform we can deliver a host of benefits for members that include:

  • SIGNIFICANT ANNUAL SAVINGS WITH OUR VALUABLE TRANSPARENT PRICING OPTIONS
  • IMPROVE CASH FLOW AND TURN RECEIVABLES INTO IMMEDIATE PAYMENT
  • STREAMLINE THE CREDIT CARD ACCEPTANCE PROCESS WITH A FULLY INTEGRATED PAYMENT PROCESSING PROGRAM

Request a Free Quote Today!

Sys2K- Apply Now for a Free Quote

 

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Tags: accept credit cards, merchant account, sys2k

5 Little-Known Facts About Credit Card Processing That Therabill Users SHOULD  Know

Posted on Fri, Feb 24 2017 @ 03:36 PM

If your therapy practice accepts credit cards, you may think you already know everything that you need to know. But here are 5 extremely important facts that you may not be aware of. Being armed with this information will save your practice money and improve your bottom line.

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5 Little-Known Facts About Credit Card Processing That Could be Costing Your Practice More Than It Should Be Paying

1.  Credit card processing fees are tax deductible and it's typically a sizable deduction for businesses that accept cards. As tax season approaches, don't forget to take this deduction!

2. Using your local bank does not save you money on credit card processing. Most local banks outsource credit card processing services to third party sales teams who work for larger processors. By using your local bank you are likely paying more than if you went direct to the processor since it's adding another layer to the pot.

3. There is only one part of your credit card processing cost that is negotiable and that is the processor's markup over interchange and assessments. Interchange and assessment are the same for all credit card processors. This is why Novera's fixed flat fee merchant account pricing structure is so attractive to businesses. It saves them money and there are no surprises.

4. Not using AVS (address verification service) can cost you money. Visa, MasterCard and Discover require the customer's billing address be entered for all card-not-present transactions. If you don't provide it, it will result in a downgraded transaction (resulting in higher fees).
 
5. Tiered merchant account pricing costs you more. You know you have a tiered pricing structure when your processor quotes three different rates: qualified, mid-qualified, and non-qualified. They suck you in with a super low "qualified" rate ... but what they fail to tell you is that most of your transactions will actually fall into the non-qualified higher rate. Novera Payment Solutions' fixed flat fee merchant program takes the mystery out tiered pricing by offering a single flat rate to save you money.

Get some straight talk and learn why a merchant account including our “flat fee advantage” can be one of the best business decisions you’ll ever make. This is just one of the many reasons that Therabill has teamed with Novera Payment Solutions for their integrated payment solution.

We are happy to offer a FREE savings analysis to show you how Novera Payment Solutions can save you significant money on your credit card processing fees.

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Request More Information

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Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing, online credit card payments

Therapists: Improve Revenue Cycle Management with Fully Integrated Credit Card Processing

Posted on Tue, Jan 10 2017 @ 02:06 PM

Therabill and Novera Payment Solutions is dedicated to providing you with the most streamlined system available for processing credit cards directly within Therabill. Novera has been selected as the preferred provider of integrated payment processing for Therabill. We understand that not all therapy practices are alike, Novera’s transparent pricing options are designed to guarantee you receive the most cost-effective processing rates tailored specifically to your practice. Whether you take advantage of our simplified Flat Rate program or our revolutionary transparent Cost Plus Flat Fee pricing, our goal is for you to not pay any more than you currently pay for credit card processing and in most cases you will even pay less.

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Benefits of Our Therabill Integrated Credit Card Processing:

  • Accept Credit Card Payments Directly Within Therabill
  • Streamline Credit Card Acceptance with the Secure Card-On-File Feature
  • Receive Online Payments Through the Patient Portal
  • Transparent and Cost Effective Pricing Options
  • Easy to Understand Online Reporting and Statements
  •  24/7 Customer Care and Tech Support

Simplified Flat Rate Pricing Option:
2.99% per transaction (swiped and keyed) + $19.95 per month for the secure payment gateway.

Cost-Plus Flat Fee Option:
Tailored to fit your practices specific needs. Flat Fee ranges from $39.95 - $99.95 per month depending on your average monthly volume and is fixed for the life-time of your account.

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Why Choose Novera?

SAVINGS, SAVINGS, & MORE SAVINGS 

By utilizing a Flat Fee pricing structure for your therapy practice merchant services, you can rest assured you will never pay more than you should for credit card processing.

Our pricing format delivers:

  • Substantial savings based upon volume
  • Transparency in pricing
  •  Detailed reporting on statement
    • One of the best “cost plus formats” available

Request a free quote from Novera today!

Request a FREE QUOTE

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Tags: merchant account, phyisical therapist merchant accounts, payment integration

We Recently Saved a New Client $7000/Year in Credit Card Processing Fees - Seriously, We Did!

Posted on Wed, Oct 12 2016 @ 12:18 PM

We recently saved a new client over $7000/year in credit card processing fees.

Seriously, we did!

The hidden fees she was paying were astronomical ... and unnecessary.

Here's the thing: when you understand the credit card processing fees that you are paying, you become empowered to to save money on them. We can help make sense of the fees and how some companies in our industry take advantage. Now wouldn't that be a valuable use of 45-minute of your time? 

Novera Payment Solutions is pleased to offer our popular (and free) "Understanding Credit Card Processing" webinar. With just a few days left to register, you'll definitely want to reserve your spot today. It's time to stop overpaying for your credit card processing ... money down the drain that could be put to better use for your business.


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If you answer, "yes" to any of the statements below, this webinar is for you!

  1. Are you confused by the complicated statements that you receive from your current credit card processor?
  2. Do you need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Do you need assistance ensuring that you are meeting PCI compliance requirements?
  4. Are you paying more than you thought you would for your credit card processing fees?
  5. Do you have to wait multiple days after batching transactions to see the payment deposited in your account?

REGISTER TODAY!

Join us in an educational webinar on

10/18/16 at 2:00 EST

This webinar is designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!
0 Comments Click here to read/write comments

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

Merchant Reseller Program Perfect for Targeting Small-to-Medium  Size Businesses

Posted on Fri, Sep 23 2016 @ 11:01 AM

If you are truly ready to grow your merchant reseller business, look to Novera Payment Solutions as your launching pad for success. Our partnership with Worldpay makes us the ideal processing partner. You'll leverage our unparalled support, inbound marketing and lead generation, along with the world-class Worldpay payment gateway and all the benefits that come with it.

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Technologies evolve, your business grows,  and we grow with it

You can accept dozens of combinations of payment methods from nearly any device, and customize your payment mix to suit the way your customers shop. The Novera team and Worldpay’s team of industry experts can help you provide the best small business credit card processing payments solution for your needs today and for the future. This enables you to spend your time focusing on marketing and increasing sales instead.

Two Important Advantages of the Worldpay Payment Gateway

1 . Exceptional Security

Help protect your customer data and reduce liability with security options including PCI DSS assessment tools, encryption and tokenization, and EMV chip card acceptance.

2. Fast Funding

Streamline back-office operations and enjoy fast access to funds with next-day and weekend funding.*

We Offer Payments Expertise in a Wide Variety on Industries

Every industry is different, and the Novera and Worldpay team has experts at making payments easier for each one. We’ll help you leverage just the right solution for the unique needs of your business—and for your customers.

  • Healthcare
    Integrate payments with patient management software with ease so you can spend less time on administration and more time with your patients.
  • Professional Services
    Accept recurring payments or take payments from your computer, tablet, or phone.
  • Restaurants
    Integrate with NCR Aloha and other major restaurant POS systems to ensure that every payment--and dining experience--goes smoothly.
  • Retail Shops
    Give shoppers a seamless payment experience whether it’s in-store, online, or on the go.
  • Other Small Business
    Whatever your industry or business size, we help you provide the best payment solution to meet your customer needs.

Additional Services & Support

  • No Liability or Risk
  • 24/7 Merchant Support
  • Dedicated ISO/Agent Relationship Team
  • Web Based Order Entry and Tracking
  • Residual Reporting/CRM Portal
  • Inbound Marketing Support & Lead Generation
  • Online Resource and Training Materials
  • Use Your Own Leasing Program
  • Use Your Own Cash Advance Program

Contact the Novera Payment Solutions today to learn more about our product and service suite for resellers!

Request Info About Our Partner Program

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Tags: merchant account, isvs, isv

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