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Which is Better, Traditional Phone Service or Business VOIP?

Posted on Mon, Dec 07 2015 @ 09:32 AM

The technology between traditional phone service and business VoIP solutions differs greatly and business owners should be informed when making a choice between the two. Over last ten years, the convergence of VoIP technology and the cloud-hosted PBX has revolutionized the business phone landscape, and it's important for you understand the benefits as a business owner.

business voip

Traditonal Copper-wire Connection vs. High-speed Internet

Traditional copper-wire service: This technology has been in place for many, many years. The technology that runs over telephone wires in nearly every community in the United States.

High Speed Internet : Business VoIP phone systems connect over high-speed Internet and are rapidly gaining popularity among small to mid-sized businesses.

Cloud-hosted vs. On-premise

VoIP providers like Vonage host the business phone system’s nerve center in the cloud. Traditional providers build and maintain their PBX on premise at each businesses' office. The real benefit is in hte cloud hosted solution -- it has truly revolutionized the business phone landscape. Cloud hosted VoIP systems now provide small businesses the advantage of new and more-capable calling features, full mobile access, and dramatically reduced pricing.

Small and mid-sized companies can now easily leverage what are normally considered “big business” phone features – and do business however and wherever they choose.

As an example: 

  • Using interactive voice response to answer and route inbound calls to a specific employee or department.
  • Placing customers into a call queue as they wait for a representative, or automatically request a return call when the next representative becomes available.
  • Maintaining communications through natural disasters by simply plugging their phones into a different high-speed access point or through mobile applications.

With Novera Payment Solutions' Vonage VoIP solution, you receive an array of benefits over traditional copper-wire phone technology.

 

Business VoIP
(Cloud-hosted PBX)

Traditional Copperwire

(On-premise PBX)

Cost of Ownership No PBX equipment Purchased PBX equipment + maintenance contract
Security / Safety Monitored 24/7 by service provider Customer assumes risk
Scalability Unlimited Limited
Features / Updates Automatic updates (virtual) Added at each customer location
System Management Web-based user portal On location by appointment

Call Capacity
Multiple calls per extension Limited to number of shared lines
Reliability Dependent on in-house network and platform Dependent on physical hardware
Implementation Quick and simple Complex and time intensive

 

You Get All the Latest Features Without Requiring Hardware Upgrades at Your Location

A hosted VoIP solution is in essence a software system running on highly redundant servers in a professionally managed data center, assessable via the Internet –unlike a hardware and software system operating in a company’s server closet. The beauty of the cloud hosted VoIP solution is that by simply making changes to the software that sits in the cloud, customers can seamlessly receive new features to their system without requiring hardware upgrades or software for every single business phone or location.

What Are You Waiting For?

vonage-logo.jpg

Compare the advanced features, quality, customer service, and cost-effectiveness of Vonage to other business phone systems. Don’t settle for a low-end, consumer-oriented voice system – all VoIP offerings are not alike. Request a free quote for Vonage VoIP with Novera Payment Solutions!

Request a VOIP Quote Today

 

Tags: VOIP, vonage

6 Reasons to Try VoIP with Novera Payment Solutions

Posted on Fri, Nov 20 2015 @ 12:27 PM

Have you heard the big news?

Novera has Teamed with Vonage

With Vonage Business Solutions (formerly Vocalocity), your business can have all the benefits of a full-featured phone system like the ones Fortune 500 companies use – at an incredibly affordable price. Save on phone costs while you improve customer satisfaction and employee productivity with advanced features such as Voicemail-to-Email, Cell Phone Integration, and Call Groups. Ideal for small to medium-sized businesses, Vonage offers a hosted PBX solution that brings an unmatched level of simplicity, reliability, and costeffectiveness to your company communications.

 

Give Your Business a BIG Presence with Novera & Vonage

The biggest advantage of adding VoIP with Novera is the personalized service you get through the entire process, but that's not the only reason.  Here are 6 MORE reasons why you should choose Novera as your Vonage VoIP provider:

1. A Big Business Presence

Regardless of the size of your company, with the advanced, professional features of Vonage
you’ll project the image of a savvy, successful enterprise. You’ll ensure each and every
customer call is answered in the most timely, efficient manner – with automatic routing that
you can easily change and maintain without a technician.

2. Lower Cost
Vonage eliminates the need to purchase and maintain expensive phone systems. You get the
big business benefits of leading edge technology – automatically upgraded without the headache and expense of hiring technicians. In addition, Vonage provides ongoing savings with unlimited local and long distance calling or flat rate pricing.

3. Personalized Setup and Support
Vonage offers you a unique setup and support process. Starting with your sales evaluation, and moving along to our care team for training and configuration. Your personal interface helps you configure the settings and features available within your account, and online support articles let your troubleshoot at your convenience. Although the setup for Vonage is designed to be simple and user friendly, our customer care team will be available to address any questions or concerns that you may encounter along the way.

4. Freedom
With Vonage, calls can be routed anywhere, to any type of phone. Remote offices? No problem! Your employees can work from the office, home, other work sites or on the road without impacting sales or customer service. No need to buy extra capacity or worry about how many more extensions your equipment will support before you need to upgrade. And with free mobile apps for iPhone and Android, projecting a professional appearance while traveling is as easy as pressing a button.

5. Do-It-Yourself Simplicity
No need to call the phone company and wait for a technician to make changes to the phone system. The user-friendly admin and user portals let you do it all yourself – in an instant. You can turn features on and off as you need them with a click of a mouse.

6. No Growing Pains
Vonage is built to scale with your business, so as you add extensions or remove features, we never penalize you or extend your contract. Remote provisioning automatically pushes system updates and new features to you, so you never need to worry about using an outdated system.

 

What Are You Waiting For?

Compare the advanced features, quality, customer service, and cost-effectiveness of Vonage to other business phone systems. Don’t settle for a low-end, consumer-oriented voice system – all VoIP offerings are not alike.

Request a VOIP Quote Today

 

Tags: VOIP

Introducing No Scope - Simple Payment Integration

Posted on Fri, Nov 13 2015 @ 03:22 PM

Attention ISVs : Looking for Simple Payment Integration?

No Scope is a simple, customizable, and scaleable solution for software vendors looking to easily integrate payments with Worldpay. No Scope is comprised of two Integrated POS solutions. No Scope .DLL and No Scope SDK. In each case the terminals have been coded for EMV, swipe, debit, EBT, gift and loyalty, as well as the ability to completely customize the terminal screens.

ISV Payment Integration

No Scope WIN.DLL

No Scope .DLL is a easy to install and allows the Software Vendor to code the merchant system to communicate with Ingenico 250, 350 and 480 devices as well as VeriFone 915 and 925 devices. All
of these devices are designed to support retail, medical, B2B and other customer facing checkout environments. The API supports a USB, RS232 and LAN network environment. The .DLL enables the coder to complete design and deploy in minutes their own EMV marketing screens on these devices.


No Scope SDK

No Scope SDK is a simple API that allows the Software Vendors to code the merchants system PAX D210/D200 BCM , S80 LAN and S90 CDMA GPRS terminals. Our D210 and D200 terminals are specifically designed to support Pay at the Table, Tablets, Smart Phones and Mac. The API supports a Wi-Fi network environment using a WPA encryption for security reasons, and allows local and cloud communication between the device and the POS system.


Gateway Connections

The actual transaction-processing environment goes from the Payment Terminal to the WorldPay Link Gateway utilizing a SSL network implementation. This is all done for the Software Vendors, meaning all you have to do is code the connection to the hardware via a simple SDK or .DLL and design the flow and marketing screen on the terminal UI.

Enjoy Peace of Mind with the EMV Transition

The Novera Payment Solutions team understands that protecting your business and your customers is very important. Novera provides the tools and support you need to help simplify your PCI obligations and EMV integration.

 

No Scope Supports:

  • Point-2-Point Encryption (P2PE).
  • EMV
  • PA-DSS 3.0 Out-of-Scope.
  • Tokenization Vault.
  • Recurring Billing
  • Conveniences Fees

To request more information or become a partner please contact Sean Grace:
sean.grace@noverapaymentsolutions.com

Request Information About Our ISV Program

 

Tags: payment processing, isv, payment integration

5 Reasons To Integrate the Worldpay Link Gateway

Posted on Thu, Oct 29 2015 @ 12:02 PM

As an Integrated Software Vendor (ISV), when you choose the Worldpay Link Gateway, you receive experts that can ensure seamless credit card payment integration, customer service and a solution that will evolve with you as you grow.

Worldpay Link Gateway

5 REASONS WHY YOU SHOULD USE WORLDPAY FOR YOUR INTEGRATED PAYMENT GATEWAY

 

1.     We Provide Easy & Fast Payment Gateway Integration

We get you to market fast, whether it's a new application or an existing one! Our software development kit (SDK) features multiple API programming languages across multiple platforms. Whether online, in person or on-the-go, our Worldpay platform makes it easy for your customers to take payments anywhere, anytime with our payment gateway integration.

2.     We Are Payments Processing EXPERTS

Through our integration with Worldpay, we understand the unique needs of your business and your customers. That’s why connecting your solution to our Link Gateway means more than a technical integration. We simplify your customer’s PCI obligation with our Level 1 PCI Compliant Data Centers.

3.     We VALUE Relationships with Our Customers

The bottom line is we strengthen your brand and increase conversions by building strong relationships. When you join with Novera Payment Solutions and Worldpay, you have a dedicated relationship manager to support you and your business. You can grow faster than the competition and offer your customers simple, secure and cost efficient systems and strategies.

4.     You Can EASILY Integrate Payment Systems into Existing Software

Novera can help you jump start your business and develop successful payments processing strategies. Link Gateway is a platform that allows you the flexibility to streamline and integrate payment systems with existing applications and software.

5.     We Specialize in MULTIPLE VERTICAL MARKETS

Our application support ranges in vertical markets including automotive, restaurant, healthcare and specialty retail, just to name a few. This is important because chances are, we have specific expertise with integrating payments for your market. Different business sectors have different needs, and we are here to make your payment integration seamless, whether it is a new applicaiton or an existing one.

 

Download our 7-page white paper to learn more about the WorldPay API, its benefits, credit card payments integration support, and our EMV ready PCI compliant solution.

integrated software vendor payment solutions

 

  Download the Worldpay API Whitepaper

Tags: accept credit cards, integrated software vendor, pci compliance, isvs, accept online credit cards, isv, emv

Integrated Payments Gateway Made Easy with WorldPay Link Gateway

Posted on Tue, Oct 20 2015 @ 10:07 AM


EASY TO INTEGRATE PAYMENT GATEWAY

Novera Payment Solutions has teamed with the Worldpay Link Gateway to make integrating a payment gateway with your software easy and fast. The Worldpay Link Gateway is a world class credit card payments solution that is EMV ready PCI compliant. The best part is you get LIVE support through the entire integration process, if you need it.

We now have all the details at your fingertips. Just select the option that's best for you (or choose all 3)!

payment integration gateway

 

  1. DOWNLOAD THE PAYMENT GATEWAY INTEGRATION WHITE PAPER

    You want to integrate payments with your software application, but don't want the technical headaches that can go along with it. The Worldpay ISV program is easy, world class, EMVready, PCI compliant, and includes live integration support.
    Download the Worldpay API Whitepaper

  2. REGISTER FOR OUR WORLDPAY LINK GATEWAY WEBINAR

    Join us for a free worldpay isv webinar on november 2 at 1:00 EST. You'll learn about the benefits of integrating payments in your software applications, advantages for your customers, as well as the Worldpay program process & highlights.
    Register for the ISV Webinar Today
  3. RECEIVE THE WORLDPAY LINK GATEWAY API

    You've read about the worldpay ISV program in our whitepaper, learned about the program and its benefits in our webinar, now it is time for the nuts and bolts with your software application. Download the Worldpay API free!
    Receive the Worldpay API


Accept Payments Anywhere, Anytime

  • Novera and Worldpay work hard to understand our customers' needs. Whether your clients sell face-to-face, online, on-the-go or even by MOTO (Mail Order Telephone Order), our flexible services enable your clients to securely accept payments anywhere, anytime.

  • Your clients will have the ability to accept a wide range of payment types, from VISA®, MasterCard®, Discover®, American Express®, debit and gift cards to loyalty cards, checks, Electronic Benefits Transfer (EBT) and ACH (direct debit).

Download the White Paper, register for the Webinar, or Download the API today!

 

ISV Worldpay Link Gateway Webinar Oct 1 - Join Us!

Posted on Wed, Sep 30 2015 @ 01:47 PM

 

Please joifree-webinarn the Novera Payment Solutions team for an educational webinar on Oct. 1st, 2015 @ 1:00 PM EST designed to help software companies understand the value and process of integration with WorldPay.

This valuable free webinar will be 45 minutes or less. We hope you'll join us.

 

As an attendee of this webinar you will gain the following:

 

  • Benefits of Payment integration to your software application
  • Advantages to your customer
  • Program Process Overview
  • Program Highlights

 

As an Integrated Software Vendor (ISV), when you choose Novera Payment Solutions and the Worldpay Link Gateway, you receive experts that can ensure seamless credit card payment integration, customer service and evolve with you as you grow. Our application support ranges in vertical markets including automotive, restaurant, healthcare and specialty retail, just to name a few. Novera can help you jump start your business and develop successful payments processing strategies. Link Gateway is a platform that allows you the flexibility to streamline and integrate payment systems with existing applications and software.

On this free 45 minute webinar, we'll discuss the additional benefits of using the Worldpay Link Gateway, inlcuding:

1. How We Provide Easy & Fast Payment Gateway Integration

2. Why We Are Payments Processing EXPERTS

3. How We VALUE Relationships with Our Customers & How You Benefit

 

 

Time is running out to register! Reserve your spot today.

  Register for the ISV Webinar Today

 

Tags: accept credit cards, integrated software vendor, pci compliance, isvs, accept online credit cards, isv, emv

The EMV Transition & Your Small Business

Posted on Fri, Sep 18 2015 @ 02:01 PM

October 1, 2015 is rapidly approaching. As a small business owner, if you don't know what this date means, it's time to start paying attention.

emv transition

 

What is EMV?

If you have a personal or business credit card, more than likely in the past year you received a new EMV card from your bank. This new card has special chip in it that your old card did not have. EMV is a global payment system that includes a microprocessor chip in debit and credit cards. The intent is to make them less vulnerable to fraud for in-person transactions. Because EMV uses better data security, this standard has been adopted in the United States and the transition is well underway. EMV terminals are already in use all over the world and growing more popular in the United States as the EMV transition is implemented and as integration deadlines approach.

 

Why does this matter to your business?

Starting on October 1, 2015, the liability shifts to businesses (large and small) for fraudulent chip card transactions. This means if you accept a chip card with a magnetic stripe reader(instead of with an EMV-ready reader), your business will be responsible for the cost if the transaction is fraudulent. This could be extremely costly for your business.

 

What do you need to do to be ready?

The time is now to ensure your credit card terminal is EMV ready.  Changing out terminals and processes can be intimidating for many business owners simply because they are not comfortable with the technology. Unfortunately, delaying this transition for your business could ultimately be very costly.

Novera Payment Solutions is here to make the EMV transition simple and seamless for your business. With 24/7 world-class support, upgrading your business card reader(s) couldn't be easier. You'll have the ability to accept credit card and debit cards anywhere at any time; and with Novera Payment Solutions innovative flat fee merchant account, your business will also save a significant amount of money on credit card processing fees.

October 1, 2015 is a mere two weeks away. Contact Novera Payment Solutions for a free consultation on the EMV transition. We are here for you!

Request Information About the EMV Transition

Tags: emv fraud liability, emv credit card, emv transition, flat fee credit card processing, emv

10 FACTS About EMV Credit Cards

Posted on Thu, Sep 17 2015 @ 02:01 PM


THE EMV TRANSITION IS UNDERWAY AND OCTOBER 1 IS RAPIDLY APPROACHING

As a business owner who accepts credit cards, it is imperative that you understand the difference between EMV cards and traditional credit cards, as well your responsiblity and liability for fraudulent credit card transactions.

emv-shutterstock_79512706

Here are 10 MUST KNOW facts:

  1. EMV credit cards have been used in Europe and around the world for years.
  2. The United States recently adopted EMV technology in response to high profile fraudulent activity around the credit card industry.
  3. The transition to EMV credit cards in the United States has already begun.
  4. EMV cards are far more secure than traditional magentic stripe credit cards.
  5. EMV credit cards contain a computer chip that the traditional magentic stripe cards do not.
  6. Consumers have already started receiving their new EMV credit cards. 
  7. EMV credit cards also contain a magentic stripe on the back, so they will continue to work on legacy card readers, though it's not advised that merchants process tranactions this way.
  8. Merchants are urged to upgrade card readers to EMV-ready terminals for more secure credit card transactions.
  9. Starting October 1, 2015 the liability for fraudulent EMV card present transactions will shift to the merchant.
  10. This has the potential to cost merchants who don't upgrade to EMV-ready terminals enormous amounts of money in fraudulent transactions, fees. and lost revenue.

Why risk it?  Upgrading to EMV-ready technology is easy with Novera Payment Solutions. You'll speak with a live person to guide you through the transition, you'll process transactions more securely, and with our innovative flat fixed fee merchant account pricing, you will save money over your current credit card processing fees.

Request Information About the EMV Transition


 

Tags: emv credit card, emv transition, emv

Payment Integration Support for Integrated Software Vendors

Posted on Fri, Sep 04 2015 @ 10:08 AM

Develop. Connect. Integrate.

There's a reason Integrated Software Vendors choose Novera's WorldPay API for credit card payment integration. We make it easy to minimize your development time.

Novera Payment Solutions’ Worldpay Link Gateway offers multiple API programming languages which allow you to easily and securely integrate your custom application. We provide sample scripts to shorten the learning curve and speed your development.

integrated credit card payments API

Our SDK provides multiple integration platforms including:

  • CGI
  • SOAP
  • XML
  • .NET – FirstMile™ Middleware (PA-DSS certified)

Novera provides detailed Worldpay Link Gateway payment integration guides so you have all the information you need for a secure and successful software integration.

In addition, you can contact our team of experts with questions along the way.

 

Our Integration Guides Are Here To Help You!

With dozens of payment integration guides to help you, we make your job integrating secure payment processing in your application easy. Our integration support guides include:

 General

Getting Started Guide

An overview of the Online Commerce Suite and Payment Gateway. This guide also answer questions about e-commerce, credit card and ACH payments and fraud controls.

Batch Processing Guide

This document describes how to submit bulk transactions to the Online Commerce Suite batch processor.

Mobile Merchant Center User Guide

This document describes how to submit transactions and run reports from your handheld wireless device.

 Integration Guides

Integration Guide

Detailed technical information for your technical support staff responsible for integrating your existing e-commerce system with Online Commerce Suite.

Card Present
Transactions Guide

Detailed technical information for your technical support staff responsible for integrating your POS or other card present credit card and debit transaction processing application with Online Commerce Suite.

Distribution Package

Sample code and files used for integration. Includes a fully functional sample shopping cart.

SOAP Integration Guide

Detailed technical information about the SOAP interface for your technical support staff responsible for integrating your existing e-commerce system with Online Commerce Suite.

SOAP Reporting Guide

Detailed technical information about accessing the SOAP reporting web services.

Stored Profile
Tokenization Guide

Detailed technical information about the required data inputs to utilize the features of the User Profile for tokenization via the XML API.

WebPay Integration Guide

Detailed technical information to aid in the integration and customization of the WebPay Gateway module.

XML Integration Guide

Detailed technical information about the XML interface for your technical support staff responsible for integrating your existing e-commerce system with Online Commerce Suite.

 Products/Services

IVR Pay By Phone Guide

This document describes how to use the IVR Pay by Phone system to submit transactions using your phone.

Membership Guide

This document describes how to use the Membership / Subscription application to provide areas on your website that are only available to registered users.

Web Cart Guide

Detailed instructions on how to configure and use your Web Cart Online Store and Shopping Cart.

Web Link Guide

Detailed instructions on how to configure and use the Web Link hosted shopping cart.


We don’t leave you in the dark.

Though you will have access to all of the Worldpay Link Gateway integration guides, as well as sample code, we realize that sometimes you just need to speak to a real person. We offer a dedicated payment systems support team to assist you along the way.


Download our 7-page white paper for more details about Novera Payment Solutions' WorldPay integrated payments API. Learn the benefits and features of the API, understand the importance of using an EMV ready PCI compliant solution, and how to receive the API.


WorldPay Integrated Payments

Download the Worldpay API Whitepaper

Tags: accept credit cards, payment processing, integrated software vendor, isvs, isv

3 Reasons Why ISVs Choose the Worldpaylinkgateway for Credit Card Processing

Posted on Tue, Sep 01 2015 @ 11:33 AM

As an Integrated Software Vendor (ISV), when you choose Novera Payment Solutions and the Worldpay Link Gateway, you receive experts that can ensure seamless credit card payment integration, customer service and evolve with you as you grow. Our application support ranges in vertical markets including automotive, restaurant, healthcare and specialty retail, just to name a few. Novera can help you jump start your business and develop successful payments processing strategies. Link Gateway is a platform that allows you the flexibility to streamline and integrate payment systems with existing applications and software.

integrated software vendors

WHY CHOOSE NOVERA'S WORLDPAY API TO HELP YOU INTEGRATE PAYMENT SOLUTIONS?


3 REASONS WHY WE ARE THE LOGICAL CHOICE IN PAYMENTS

 

1.     We Provide Easy & Fast Payment Gateway Integration

We get you to market fast! Our software development kit (SDK) features multiple API programming languages across multiple platforms. Whether online, in person or on-the-go, our Worldpay platform makes it easy for your customers to take payments anywhere, anytime with our payment gateway integration.

2.     We Are Payments Processing EXPERTS

Through our integration with Worldpay, we understand the unique needs of your business and your customers. That’s why connecting your solution to our Link Gateway means more than a technical integration. We simplify your customer’s PCI obligation with our Level 1 PCI Compliant Data Centers.

3.     We VALUE Relationships with Our Customers

The bottom line is we strengthen your brand and increase conversions by building strong relationships. When you join with Novera Payment Solutions and Worldpay, you have a dedicated relationship manager to support you and your business. You can grow faster than the competition and offer your customers simple, secure and cost efficient systems and strategies.

Download our 7-page white paper to learn more about the WorldPay API, its benefits, credit card payments integration support, and our EMV ready PCI compliant solution.

integrated software vendor payment solutions

 

  Download the Worldpay API Whitepaper

Tags: accept credit cards, integrated software vendor, pci compliance, isvs, accept online credit cards, isv, emv