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Novera Payment Solutions

Simple Payment API with Pre-Certified Peripherals, Product Documentation, and Easy Certification

Posted on Fri, Nov 18 2016 @ 04:10 PM

Introducing a Payment API as Easy as 1-2-3

With Novera Payment Solutions & Worldpay, it's EASY to integrate payments with our language agnostic APIs.

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We'll give you access to all the technical documentation for the API,
as well as a LIVE support team, too!
Contact us for access to the documentation portal.


Our API documentation and pre-certified peripherals

Novera and Worldpay Total enables mobile devices, removes certification costs, and manages peripheral devices for you. Our document portal allows you to check out our supported languages and their respective robust libraries. 

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A sandbox account will be created for you to enable you to dive in and start coding.
REQUEST A FREE SANDBOX ACCOUNT

Demo our sample code and see firsthand how our credit card payment APIs handle each scenario.

  • Card present and card not present
  • Recurring payments
  • ACH
  • Settlement, credits, refunds, EMV and more

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When you are ready to launch, CONTACT US to get certified!


Product certification lets you test and validate transaction scenarios to minimize issues in production

  • Certification confirms key data elements are being passed
  • Confirm compliance best practices are followed to limit fraud exposure


Request more information about the Worldpay API. You'll gain access to the full documentation portal and we can set you up with a Sandbox account to safely write and test your code.

Receive the Worldpay API

 

Tags: isvs, isv, integrated payments gateway, payment gateway

Payment API Resources Built for Software Developers

Posted on Fri, Nov 04 2016 @ 03:24 PM

Hey, we know this for sure: to a Software Developer, the sweetest word you can utter is "Easy."

With Novera Payment Solutions & Worldpay, it's EASY to integrate payments with our language agnostic APIs.

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Worldpay Total gets payments up and running quickly. Our streamlined mobile-based integrated payments platform and our simple payment APIs are multi-functional. This simplifies payment integrations across all sales channels. 

Whether the transaction is mobile, online or in-store, our Worldpay technology delivers omni-channel payment solutions that help future-proof your web, iOS, Android™ or Windows® platform as your business grows.

Add to that, our integration experts are available to help you identify the right solution and reduce your PCI compliance burden!

Hear more about Novera's Worldpay payment integrations from the developer’s perspective.

 

 

Request more information about the Worldpay API and we can set you up with a Sandbox account to safely write and test your code.

Receive the Worldpay API

 

Tags: isvs, isv, integrated payments gateway, payment gateway

Our ISO & Agent Program Means Value Delivered

Posted on Fri, Oct 28 2016 @ 02:31 PM

 

Partnering with Novera Payment Solutions and Worldpay, means value delivered.

The Novera Payment Solutions ISO & Agent program features four primary programs:

  1. DEVELOPER PAYMENT INTEGRATION
    Enhance your software application functionality with payment processing and create a residual income stream asset.
  2. ASSOCIATIONS & GROUP PURCHASING ORGANIZATION
    Novera’s affinity program can deliver one of the best member values any association or GPO can provide. Royalties can also become significant to help generate revenue for the association or GPO.
  3. E-COMMERCE
    Novera can provide you with the ability to accept credit card payments online. Our Virtual terminal can allow you to set up recurring payments, one time charges including check or ACH.
  4. FRANCHISE PROGRAM
    If you're a EE or OR we have a program that makes sure your profits really are going to the bottom line. Including our Gift & Loyalty program that can be used to cross brand and promote additional locations.

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Our Worldpay Revenue Enhancing Programs

  • Debit, Credit, Check Service, Gift, Loyalty

  • Interchange Pass Thru Pricing
  • 80% Plus residual sharing
  • 3.5 Cent I.P.
  • 5.0 Cent Dial Up
  • 1.0 Cent High Volume Merchant I.P.

  • 2.0 Cent High Volume Merchant Dial Up
  • Amex OPT Blue Direct Settlement Program
  • Monthly & Quarterly Upfront incentive Dollars

Supported Product Groups

  • Over 1600 Certified VAR/Gateway Options
  • Dedicated ISV Software Vendor Program
  • Integrated POS & Terminal Products
  • Mobile Payments
  • E-Comm

  • Direct API & Gateway Capability
  • Quickbooks Integration

The benefits of working with the Novera team are many. We deliver not only world-class merchant accounts, but we help you get the word out through our extensive marketing support. With our payment integration solutions, you bring real value to your customers and generate a significant residual revenue stream along the way. Additionally, many levels of reporting exist for your convenience. If you are looking for drill down reporting on a specific merchant transaction or high level residual reporting for your agent or reseller business, we have got you covered. 

Unbeatable Support

We provide complete support and guidance from merchant account conversion and boarding all the way through 24/7 365 Worldpay customer support.

Request information about our ISO & Agent program today!

Request Info About Our Partner Program

We Recently Saved a New Client $7000/Year in Credit Card Processing Fees - Seriously, We Did!

Posted on Wed, Oct 12 2016 @ 12:18 PM

We recently saved a new client over $7000/year in credit card processing fees.

Seriously, we did!

The hidden fees she was paying were astronomical ... and unnecessary.

Here's the thing: when you understand the credit card processing fees that you are paying, you become empowered to to save money on them. We can help make sense of the fees and how some companies in our industry take advantage. Now wouldn't that be a valuable use of 45-minute of your time? 

Novera Payment Solutions is pleased to offer our popular (and free) "Understanding Credit Card Processing" webinar. With just a few days left to register, you'll definitely want to reserve your spot today. It's time to stop overpaying for your credit card processing ... money down the drain that could be put to better use for your business.


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If you answer, "yes" to any of the statements below, this webinar is for you!

  1. Are you confused by the complicated statements that you receive from your current credit card processor?
  2. Do you need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Do you need assistance ensuring that you are meeting PCI compliance requirements?
  4. Are you paying more than you thought you would for your credit card processing fees?
  5. Do you have to wait multiple days after batching transactions to see the payment deposited in your account?

REGISTER TODAY!

Join us in an educational webinar on

10/18/16 at 2:00 EST

This webinar is designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

Easy Payment Integration for Software Developers

Posted on Tue, Oct 04 2016 @ 03:55 PM

Payment needs differ by business.
We get that and we offer lots of options.

When you team with Novera Payment Solutions’ and use our Worldpay Link Gateway, you can offer reliable payment processing capabilities seamlessly integrated to our entire suite of products and services. The benefit is you not only empower your customers to accept multiple payment types to meet their business needs, but you also get the peace of mind that our servers (certified as meeting Level 1 PCI security standards)  are hosted in the USA!  

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Our integrated payment gateway features includes:

  • Acceptance of All Payment Types
    Accept payments how and when your merchants want, including online, point of sale (POS), mail order/telephone order (MOTO) and mobile credit card payments.
  • Real-time and Batch
    Flexibility to process payments transactions in real-time or use batch processing for increased efficiency.
  • Stored Profile (Tokenization)
    Limit the risk associated with storing sensitive credit card data by using our tokenization and stored profiles.
  • Recurring Billing
    Use our robust, recurring billing system that can be configured to suit the needs of your business for membership dues or subscription fees.
  • WebPay
    Our hosted payments service offers complete control over payments processing and customer service experience without the costs associated with security compliance for your hosted transactions.
  • Fraud and Risk Management (FRISK)
    The customizable fraud and risk management system enables you to maximize sales and minimize risk.
  • InstantAccept™
    Our InstantAccept™ Payments integration plug-in for QuickBooks POS® helps expand the payment types you can accept, process, and automatically record them within QuickBooks®. This saves time and money!
  • Electronic Check
    This gives you flexibility to accept checks through online ACH, check conversion or check 21 and process them using the same integrated payments gateway process you use for all your other electronic payments.
  • Shopping Carts
    Through our POS Systems, we offer the ability to integrate into a vast array of shopping carts including Volusion, X-Cart, and OS-Commerce.

If your software application would be enhanced by the ability to securely take online payments, let's talk. Or if you currently have a solution that isn't adequately meeting your needs (and those of your customers), request a free consultation. Our payments solutions not only offer world-class features and performance, our pricing model will save your customers significant dollars in processing fees.

Our Worldpay API whitepaper provides  technical details and support options available, as well as outlining additional benefits of integrating our Worldpay API into your software platform. Download it free today!

Download the Worldpay API Whitepaper

Tags: isvs, isv, payment gateway

Merchant Reseller Program Perfect for Targeting Small-to-Medium  Size Businesses

Posted on Fri, Sep 23 2016 @ 11:01 AM

If you are truly ready to grow your merchant reseller business, look to Novera Payment Solutions as your launching pad for success. Our partnership with Worldpay makes us the ideal processing partner. You'll leverage our unparalled support, inbound marketing and lead generation, along with the world-class Worldpay payment gateway and all the benefits that come with it.

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Technologies evolve, your business grows,  and we grow with it

You can accept dozens of combinations of payment methods from nearly any device, and customize your payment mix to suit the way your customers shop. The Novera team and Worldpay’s team of industry experts can help you provide the best small business credit card processing payments solution for your needs today and for the future. This enables you to spend your time focusing on marketing and increasing sales instead.

Two Important Advantages of the Worldpay Payment Gateway

1 . Exceptional Security

Help protect your customer data and reduce liability with security options including PCI DSS assessment tools, encryption and tokenization, and EMV chip card acceptance.

2. Fast Funding

Streamline back-office operations and enjoy fast access to funds with next-day and weekend funding.*

We Offer Payments Expertise in a Wide Variety on Industries

Every industry is different, and the Novera and Worldpay team has experts at making payments easier for each one. We’ll help you leverage just the right solution for the unique needs of your business—and for your customers.

  • Healthcare
    Integrate payments with patient management software with ease so you can spend less time on administration and more time with your patients.
  • Professional Services
    Accept recurring payments or take payments from your computer, tablet, or phone.
  • Restaurants
    Integrate with NCR Aloha and other major restaurant POS systems to ensure that every payment--and dining experience--goes smoothly.
  • Retail Shops
    Give shoppers a seamless payment experience whether it’s in-store, online, or on the go.
  • Other Small Business
    Whatever your industry or business size, we help you provide the best payment solution to meet your customer needs.

Additional Services & Support

  • No Liability or Risk
  • 24/7 Merchant Support
  • Dedicated ISO/Agent Relationship Team
  • Web Based Order Entry and Tracking
  • Residual Reporting/CRM Portal
  • Inbound Marketing Support & Lead Generation
  • Online Resource and Training Materials
  • Use Your Own Leasing Program
  • Use Your Own Cash Advance Program

Contact the Novera Payment Solutions today to learn more about our product and service suite for resellers!

Request Info About Our Partner Program

Tags: merchant account, isvs, isv

Enable Payments Acceptance However your Customers Want to Pay

Posted on Wed, Sep 07 2016 @ 10:41 AM

Whether you’re a network-registered ISO or an Agent directly selling merchant services, Novera Payment Solutions and Worldpay offer a breadth of payment processing solutions and expertise. Along with a range of capabilities to increase your selling potential, our partnerships focus on helping you reach your business goals.

You can enhance your offering with our broad range of payment products including terminals, POS systems, online shopping carts and more, to fit the needs of businesses across multiple industries. In short, you can enable payments acceptance however (and wherever) your customers want to accept payments. You'll bring your customer's business online and expand to new markets with ease!

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With Novera and Worldpay your payments are covered.

Card Machines

Take card payments at the register, on the floor or when you’re on the move.

Integrated Point of Sale

Integrate with ease with major POS systems and accept all major payment types. 

Mobile & Tablet Point of Sale

Turn your mobile device into a payment terminal.

Virtual Terminal

Use your computer or tablet to accept payments in person or by phone.

Recurring Payments

Schedule automated payments and make it easier for your customers to pay ongoing.

Hosted Payment Pages

Sophisticated, customizable payment pages designed to maximize conversion.

Shopping Carts

Create a fast, easy checkout experience and simplify online payments.

Multi-Channel Payments

Make it easy for customers to pay online, in-store and using mobile, and allow for simpler settlement and accounting.

 

Novera and Worldpay lets you help your clients process  payments in-store, online, and on the go, so they can accept nearly unlimited combinations of payment methods and currencies from nearly any device. You can customize solutions according to your unique needs, and have access to expert advice and insights to help move your business forward.

Request Info About Our Partner Program

Tags: isvs, isv, payment integration

Novera Helps ISVs Do More With Credit Card Payments

Posted on Wed, Aug 24 2016 @ 02:32 PM

With Worldpay & Novera, your platform can do more

Payments for digital businesses can be full of complexities. Across your platforms, including mobile, eCommerce, point of sale and more, we can help simplify payments acceptance to enable a streamlined experience for your customers.

Our program offers integration functionality to suit your platform needs. That means you are choosing technology that adds value to your platform and a partnership that is focused on growing your business.

Smarter Payments

From flexible APIs enabling powerful payments processing that helps manage your business, to actionable data and analytics tools to help you make informed decisions. Also, our APIs reduce the development time and cost, making expansion and growth a true reality for your customers.

Experts in your Business

With partners in hundreds of industries, Novera and Worldpay provide expert guidance on customized payments solutions and technical implementation. And did we mention, you can actually speak to a live person on the phone?

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HELP YOUR CUSTOMERS THRIVE 

  • Accept payments any way your customers want to pay including credit, debit, Apple Pay® and PayPal™
  • Online access to data with every transaction
 
  • Payment security expertise and simplified compliance

 

Empower your platform to do more with our payments technology and expertise.

Start a relationship that can strengthen your business and grow revenue. We offer free, no obligation quotes and look forward to speaking with you!

Request Information About Our ISV Program

 

Tags: integrated software vendor, isvs, isv

Sys2K Announces Release of EMV (chip card) Certified Payment Transaction Processing through Novera

Posted on Wed, Aug 10 2016 @ 03:55 PM

 

Sys2K, a fully integrated Windows-based Dealer Management Software solution that features real-time integration across all departments is pleased to announce the release of EMV (chip card) Certified Payment Transaction Processing through our partnership with Novera Payment Solutions,LLC.

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As part of our partnership, Novera provides its integrated payment processing solution to Sys2K customers utilizing a cost effective transparent pricing structure.

“The partnership between Novera and Sys2K is exactly the type of relationship we look for with Integrated Software Vendors or (ISV’s)..... The collaborative effort between Sys2K and Novera has produced a great offering for Sys2K clients, and we are extremely pleased to release the EMV certified version.” said Sean Grace, C.E.O. & Managing Member for Novera Payment Solutions, LLC.

“With Novera, we are pleased to offer our clients a straightforward, secure integrated credit card processing solution that is now EMV certified and will allow our clients to accept EMV (chip card) transactions, making payment processing through Sys2K even more secure.” said Traeanne Reynolds of Sys2K.

About Novera:

Novera specializes in partnerships with Integrated Software Vendors or (ISV’s) for payment acceptance. These partnership programs include the initial design plan, including optimization for maximum adoption of uses and the ongoing management of the program. Novera is one of the largest registered Member Service Providers (MSP’s) for WorldPay and delivers flexibility in accepting payments, and virtual terminal solutions through PCI-compliant payment processing plans.

About Sys2K:

Sys2K prides itself on being a true software company with its focus on developing high quality software solutions for the dealership environment. Now with its 3rd generation of Dealer Management Software (DMS), Sys2K boasts the most powerful and feature rich system ever developed for the industry. Written in Microsoft's dot net language and using Microsoft's SQL Server for data storage and retrieval, Sys2K created a software system that truly handles multi- location and high-volume dealerships.

To request more information on upgrading your Sys2K software and becoming EMV-Ready please visit:

Get More Information Here

 

Tags: auto dealer news, auto dealer software, auto dealer merchant accounts

4 Reasons Why Your Small Business Should Work with the Leader in Modern Money

Posted on Wed, Jul 27 2016 @ 03:06 PM

There's one simple reason why Novera Payment Solutions has teamed up with Worldpay to offer our customers world-class payment solutions. It's because Worldpay is the true leader in modern money. By working with Novera, you not only get the one-on-one personal service our team is known for, but your business also get to leverage the power of the world-class Worldpay payment gateway.

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1. As technologies evolve and your business grows, we grow with it

With Novera and Worldpay, your business can accept dozens of combinations of payment methods from nearly any device, and customize your payment mix to suit the way your customers shop. Worldpay’s team of industry experts help you provide the best small business credit card processing payments solution for your needs--and for the future-- so you can spend your time focusing on marketing and increasing sales instead.

2. Fast Funding

Streamline your back-office operations and enjoy fast access to funds with next-day and weekend funding.* Can you believe there are still payment gateway companies out there who DON'T offer this?  It IS your money, after all.

3. Exceptional Security

Help protect your customer data and reduce liability with security options including PCI DSS assessment tools, encryption and tokenization, and EMV chip card acceptance. We walk you through this every step of the way!

4. Payments for Every Business Type

Every industry is different, and we’re experts at making payments easier for each one. We’ll help you leverage just the right solution for the unique needs of your business—and for your customers.

Here are just a FEW of our specialties

  • Healthcare companies
    Integrate payments with patient management software with ease so you can spend less time on administration and more time with your patients.
  • Restaurants
    Integrate with NCR Aloha and other major restaurant POS systems to ensure that every payment--and dining experience--goes smoothly.
  • Professional services
    Accept recurring payments or take payments from your computer, tablet, or phone.
  • Retail shops
    Give shoppers a seamless payment experience whether it’s in-store, online, or on the go
  • Software Developers
    If you are building an application that requires integrated payments, we have a dedicated team to support you through the setup and integration of the Worldpay payment gateway. Not only is it easy and fast, with the Worldpay Link Gateway, you are providing your customers with best payment solutions on the market.

Grow your business with a payment processing solution that scales along with you

Accept payments however customers shop and provide a seamless experience from start to finish. From auto shops and convenience stores to plumbers and electricians, Novera and Worldpay work closely with small businesses of all types to figure out the best payment solution.

Request a FREE QUOTE

 

 

 

Tags: accept credit cards, merchant account, isvs, credit card processing, isv