Join the Novera Payment Solutions team for a free webinar focusing on what you need to know about credit card processing.

The webinar is April 15, 2014 @ 2:00 PM EST and is designed to help you understand the in's and out's of the credit card processing industry. This valuable free webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping for credit card processing services.

As a participant in this webinar you will learn the following:

• Understand Visa/MC/Disc. true underlying cost which in turn will help you negotiate better pricing
• How to make sure you are getting a truly fair deal for payment processing services
• Awareness of the latest in technology available in the market place today
• Tips for keeping credit card processing costs down
• Best practices for keeping cardholder data secure and maintaining PCI compliance

You can register for this free webinar using the link below.

About Novera Payment Solutions

Novera Payment Solutions is a leader in the credit card payments industry. We are committed to helping businesses improve their bottom line by providing significant savings on credit card processing fees through our innovative flat fee merchant account pricing model.

Contact Novera to learn more about how we work with businesses  to provide the most fair and transparent pricing structure available on the market today!

SPACE IS LIMITED!

FREE WEBINAR : WHAT YOU NEED TO KNOW ABOUT CREDIT CARD PROCESSING

APRIL 15, 2014

2:00 PM EST

Facebook is rolling out a new look to business pages in April 2014. The new look not only allows visitors to view your business information more easily, but it also helps your page administrators better navigate through the available Facebook business tools. 

Key Changes to Facebook Company Page Layout

1. Timeline Design

No more jumping from the left to the right to read the most recent posts on a business page.  The new timeline design for business pages will be similar to the news feed and current personal profile timelines.  Now you will see the most recent posts on the right side of the page, while the left side of the page is filled with your business information.  All of the information that is currently horizontal along the top of your business page will be moved to the left-hand column on the timeline.  This information includes a map, your business hours, phone number and website URL. Your videos, photos and apps will also be featured in the left-hand column.  Below that information you will find your reviews and posts by others on your page.  Now your posts will be the first thing visitors see on the right instead of who likes the page and posts by others.   

2. Access to Admin Tools

Wherever you are on your page, you will always have access to the most important information for business administrators: page likes, post reach, notifications and messages.  A box on the right-hand side will display these numbers for you to easily view at anytime as it moves along with you while you scroll down the page.  Instead of the current admin panel you have at the top of your business page, the new layout features a navigation bar where you can easily access the specific information that you want.  These tabs include Activity, Insights, Settings, Build Audience and Help.  On the Insights page, you can access the statistics on your likes, reach, engagement, visits, people and posts.  The Build Audience tab will provide access to your Ads manager.   

3. Pages to Watch

Currently, there is a spot in your admin panel where you can add pages to watch such as your competitors or other pages related to yours.  This feature has been moved to Insights tab in the new admin navigation bar.  In the Overview section, you can see some key statistics about the pages you are watching and compare them to your own page.  You can view more detailed information on what posts are working for them and their engagement over the past week under the Pages tab of the Insights.  This feature allows you to stay on top on your competition! 

4. Relocation of Facebook Tabs

The Facebook tabs for photos, events, apps and more that were customizable with photos and text will no longer appear horizontally under your cover photo.  These are now available under the more tab and in the left-hand column of the newly designed timeline layout under your business information. 

5. Encouragement to “Like” Page

Visitors to your business page (who have not already) will be encouraged to “like” your page.  As they are scrolling through your timeline looking at the content, a white bar prompt will pop –up that says “Get updates from Your Business in your News Feed” with a call to action button to “Like” your page.  As the visitor scrolls down, the bar floats along with them so it is always in front of them while they are on your page. 

Administrators should watch for a notice as Facebook gradually rolls out this new look.  Once you have clicked to reserve your spot on the waiting list, give it a few days for the new version of your page to appear.  As with other updates, Facebook is known to reset your page settings to a default setting.  This can actually cause some of your posts to be hidden which will result in a “Facebook Oops” graphic on your page instead of the content you intended to be shown.  Once you receive the new 2014 Facebook page layout, be sure to check and reconfigure your settings where needed. 

For more information:

https://www.facebook.com/business/news/A-Streamlined-Look-for-Pages

http://www.steamfeed.com/new-facebook-page-layout-2014-expect/

About Novera Payment Solutions

Novera Payment Solutions is a leader in the credit card payments industry. We are committed to helping businesses improve their bottom line by providing significant savings on credit card processing fees through our innovative flat fee merchant account pricing model.

Contact Novera to learn more about how we work with businesses  to provide the most fair and transparent pricing structure available on the market today!

LinkedIn Company Pages provide a way for businesses to gain exposure online by including details about products and services.  Recently, LinkedIn evaluated how their "products and services" pages were being used. They found that people visited the company pages, but didn't click through to view the detailed products and services pages. As a result, the "Products and Services" tab will no longer be available after April 14th.  Instead, busineses will now have the ability use "Showcase Pages" to highlight their servces.  With Showcase Pages, you can extend your Company Page presence and focus your message to engage very specific audiences. 

Use these step by step instructions to set up LinkedIn Showcase Pages for your business, to replace your existing Products & Services pages.

You must be a LinkedIn Company Page administrator to create new Showcase Pages.  The information you will need to gather before creating your page includes:

• Showcase Page Name
• Showcase Page Description (75-200 characters)
• Industry
• Name of at least 1 Showcase Page administrator
• Hero Image (974 x 330 pixels in PNG, JPEG or GIF format with a max. file size of 2 MB)

On your LinkedIn Company Page, click the down arrow next to the blue Edit button near the top of the page.  Then select Create a Showcase Page.  You will then be prompted to enter the name of your Showcase Page that will be visible to the public.  You are automatically assigned as an administrator to the new page, but you also have the opportunity to add other administrators.  However, you must be a 1^st degree connection to that person to add them.  Once you hit create, the page exists, but won’t appear in search results or in the linked pages shown for your Company Page yet.  At this point you can start editing the page and inserting all the information you gathered beforehand.   

Once the page looks the way you want, either you or one of the other administrators you assigned has the ability to finalize the page.  Once you click Publish, your new Showcase Page will be public.  Just like with Company Pages, you should post updates to your new Showcase Page regularly.  The Showcase Pages are child pages of your existing Company Page and therefore LinkedIn members can actually follow those pages to get those updates as well.  This allows you to target certain messages to certain audiences. 

As an example, Novera Payment Solutions created a LinkedIn Showcase Page off our company page to feature our QuickBooks online credit card processing plugin. You can see what the updates look like in the image below.  Much like updates you make on Facebook, you can push messages, links, and images to your Showcase Pages daily.

The Showcase Pages are designed for building long-term relationships with members rather than for short-term marketing campaigns.  With this change, unfortunately members can no longer recommend your products and services.  If you currently have recommendations through your products and services tab that you don’t want to lose, you can either copy them to your own document or request a copy from LinkedIn here:

http://help.linkedin.com/app/ask/path/rcpsr

While the products and services pages are going away, these new pages will be able to showcase the most important aspects of your business such as a specific brand, business unit or company initiative, so there's a huge upside to LinkedIn making this change.

LinkedIn is one of the most powerful online marketing tools, especially for B2B marketing, so invest some time to make your new Showcase Pages stand out!   

For more information, you can visit LinkedIn's Help & Support area:

http://help.linkedin.com/app/answers/detail/a_id/47952/~/company-pages-products-%26-services-page---no-longer-supported

http://help.linkedin.com/app/answers/detail/a_id/44865

http://help.linkedin.com/app/answers/detail/a_id/44863

About Novera Payment Solutions

Novera Payment Solutions is a leader in the credit card payments industry. We are committed to helping businesses improve their bottom line by providing significant savings on credit card processing fees through our innovative flat fee merchant account pricing model.

Contact Novera to learn more about how we work with businesses to provide the most fair and transparent pricing structure available on the market today for credit card processing and our QBPlugin for QuickBooks!

Looking for QuickBooks online credit card processing?

Consider InstantAccept

How it Works

InstantAccept provides an application that integrates with QuickBooks® and allows you to process transactions as the point of sale either online or via a mobile device or tablet.  Customers can pay however they like, cash, credit or debit cards, ACH, electronic check or Check21.  Without even opening QuickBooks®, you can assign payments to an invoice or customer.  The seamless two-way data exchange allows the data you create in InstantAccept to automatically generate a corresponding record in QuickBooks®. 

Bookkeeping is a Breeze

InstantAccept takes care of all the behind the scenes bookkeeping making sure all the details are taken care of.  The application can create new accounts and new invoices, update accounts as needed and generate reports in real time. You don’t even need to reconcile or rekey data because all of it happens automatically. The bookkeeping that used to take you hours is much quicker and more efficient when you use InstantAccept. Rather than opening QuickBooks®, looking up the customer and creating a new record, InstantAccept makes it easy to maintain your QuickBooks, while freeing you and your customers to complete transactions quickly, simply and securely. 

Robust Reporting Functions

InstantAccept also allows you to generate daily, weekly, monthly or annual reports so you can keep close tabs on transaction processing issues and gain quick insight into payment status and activity.  In addition, you can use the executive dashboard to view a visual representation of key customer metrics on the entire database or you can filter it by active or inactive customers, customers with open balances, customers with overdue balances, etc.   

Novera Integration

The great thing about InstantAccept is that you can easily use Novera Payment Solutions as your payments processor and take advantage of our money saving flat fee merchant account pricing model.  We provide the InstantAccept plugin for  our customers who are QuickBooks® users!  We are committed to helping your business improve the bottom line, and Novera Payment Solutions is a leader in the credit card payments industry.

Sometimes referred to as the business version of Facebook, LinkedIn is considered a critical place to connect with other businesses.  While many people have profiles set up, most are not optimized to provide the best business opportunities possible. 

Here are 7 tips to help you get your LinkedIn profile to All-Star status.

1. Create a Complete, Detailed and Updated Profile

The only way to effectively be found on LinkedIn is to have your profile complete. The LinkedIn search algorithm looks for 100% completed profiles, so if yours is not complete, you will likely end up at the bottom of search results.  Not only does a complete profile help you rank well within LinkedIn searches, public LinkedIn profiles are also indexed by Google.

Look to the right of your profile page and you should see a space titled “Profile Strength.”   The levels are Beginner, Intermediate, Advanced, Expert and All-Star.  You can increase your profile strength by clicking the “Improve Your Profile” button at the top of your profile page.  You will be prompted to answer questions that will help to complete your profile.  You can also manually edit any section of your profile that you wish. 

The following areas must be filled in to reach All-Star status:

• Your Industry and Location
• Your Current Position (with a description)
• Two Past Positions
• Your Education
• Your Skills (minimum of 3)
• A Profile Photo
• At Least 50 Connections

Think of your headline on LinkedIn as the subject line of an email.  You need something to catch the reader’s attention and make them want to check out your profile.  By default, your company name and title is used by LinkedIn in the headline area. This does not make for a very good headline.  Fortuantely, you can edit the headline, but you only have 120 characters, so make them count! 

Headline tips to consider:

• Use Keywords When Appropriate
• Use Words that Appeal to Your Clients
• Include a Call-to-Action

A LinkedIn profile with a professional headshot is seven times more likely to be viewed than a profile without one.  In order to obtain a 100% LinkedIn profile status, a profile photo is required. 

Profile photo tips:

• Use a headshot, preferably in professional attire
• Do not use images with cropped out people or selfies
• Do not use grainy, pixilated or poorly lit photos
• Your photo should be square, rather than rectangular in layout
• Limit the file size to 4 MB (maximum size allowed by LinkedIn)
• Crop the photo to pixel size between 200 x 200 and 500 x 500

Don't annoy your profile viewers with excessive keywords; however, LinkedIn’s search algorithm does value keywords in certain sections more than others, so keep that in mind when writing various sections of your profile. 

The strategic use of keywords in your LinkedIn profile can be important, so be sure to place them in these sections:

• Headline
• Summary
• Current Work Experience
• Past Work Experience
• Skills and Expertise

To gain "All-Star" profile status you have to boost your connections to at least 50.  So how can you get more connections? Make your message stand out, so the person on the other end wants to connect with you. LinkedIn gives you an option to include a personalized message with the email that LinkedIn generates ... be sure to use it.

Adding your skills is also necessary for "All-Star" profile status; however, you can go beyond that and use recommendations to build credibility on the skills you’ve listed. People tend to give more credibility to a third party recommendation, so LinkedIn recommendations are so important. When trying to build your recommendations, embrace the idea of givers gain. If you give a recommendation to someone else, they are more likely to give one in return. 

Tips on giving great recommendations:

• Keep it short and sweet
• Include specific facts (eg. "saved our company $1,000 quarterly) in credit card processing fees)
• Add sizzle (eg. "Jane Doe is absolutely brilliant!” rather than “Jane Doe is great at what she does.” 

By default, your LinkedIn profile URL consists of random alphanumerical characters.  However, you can edit this by going to “Settings,” “Edit Public Profile,” then “Customize Your Public Profile URL.”  You can enhance your personal brand by adding your name to your LinkedIn URL.  For added coverage, make sure that your Facebook, Google Plus and LinkedIn vanity URLs are all the same.  For example: www.linkedin.com/profile/janedoe and www.facebook.com/janedoe.    

You can enhance your profile in different ways by taking advantage of LinkedIn applications.  For example, if you write a blog for your company, you can install the WordPress app allowing you to sync blog posts with your LinkedIn profile.  Other sample applications that allow you to show off your work include Slideshare (for sharing presentations) and Box.net (for embedding videos in your profile).   

LinkedIn is All About Business Connections

Whether you are an entrepreneur, working for a non-profit, working for a company, or new to the business world altogether, LinkedIn is a great networking and connection tool to help you achieve your professional goals.  Having a professional LinkedIn profile set up with "All-Star" status can help you take advantage of business opportunities and connect with influencers in your industry.

About Novera Payment Solutions

Novera Payment Solutions is a leader in the credit card payments industry. We are committed to helping businesses improve their bottom line by providing significant savings on credit card processing fees through our innovative flat fee merchant account pricing model.

Contact Novera to learn more about how we work with businesses  to provide the most fair and transparent pricing structure available on the market today!

Google+ is one of the largest growing social media sites out there.  With over 300 million monthly active users, the site is not quite as large as Facebook yet, but they’re working on it.  One of the main incentives for businesses to join is being active on the site will help your website rank higher in search engine results. 

Do you have a Google+ business page yet?

Follow these simple steps to get your business page set up and see your business start rising to the top!

Step 1: You Need a Personal Page

Google+ is set up so that every business page is tied to someone’s personal page.  You can’t create a business page without first having a personal one.  If you already have one, you can go stright to step 2.  If you don’t have one, simply sign up for one by going to https://accounts.google.com/SignUp.  There you will be asked to enter your name, email, birthday and gender.   You will also be asked to create a username or use an existing email account and create a password.  The cool thing about Google is that you only need one username and password to access all the Google owned sites.  If you already have a Gmail account, you can login, go to Google+ and then click create profile. 

Step 2: Navigate to Pages

Once you are logged into your personal page, towards the left of the screen you will see a Home button.  If you hover over that, a dropdown menu appears.  There you select "Pages"(towards the bottom).  You will see a button that says create a page. 

Step 3: Choose a Category

Google+ has several categories that you can choose from: Local Business or Place, Product or Brand, Company, Institution or Organization, Arts, Entertainment or Sports and Other.  If your business fits into any of those categories, select that ... otherwise choose "Other". 

Step 4: Add Basic Information

Depending on which category you choose, the process may be slightly different.  If you choose local business, a map will pop up asking you to locate your business.  If you find it, perfect.  If not, you can click "Let me create my business" at the bottom of the listings.  Sometimes this can be challenging, especially if someone previously used your address for a different business and it is still listed on Google.  If you are having trouble with this step, go back to the category page and choose Other.  Once you have picked a category, a screen will pop-up asking you to enter your Business Name and Website Address.   You will have to accept the terms and conditions and then hit continue.  

Step 5: Customize Your Page

Now that your business page is set up, you start adding your business information.  You will be asked to provide a Tagline of approximately 10 words that describe your page.  You should also upload a profile picture.  Here you should use a nice headshot of yourself or the company logo.  In the introduction section, you should type a short paragraph on what your business core services.  You also want to be sure to add your contact infornation.  In addition to the profile photo , Google+ also allows you to add a cover photo across the top of your profile. The profile image can be as large as 2120x1192 pixels. Google+ is helpful in that it walks you through each step so you can easily add your information.  You can also always go back and edit your profile later. 

Step 6: Be Active 

Now that your profile is complete, you should start posting great content to your page regulary.  Being active on your page is what can help drive your business up in the search engine rankings.  Help your business thrive on Google+ by having your friends and related businesses follow your page, and you follow theirs.

Although no one can guarantee your website will rank number one in search results, growing your social media presence definitely helps.  Since Google recently changed its algorithm for ranking web sites, social media is now an important factor.  And since Google+ is owned by Google, it’s definitely a social media site you should pay attention to!

About Novera Payment Solutions

Novera Payment Solutions is a leader in the credit card payments industry. We are committed to helping businesses improve their bottom line by providing significant savings on credit card processing fees through our innovative flat fee merchant account pricing model.

Contact Novera to learn more about how we work with businesses  to provide the most fair and transparent pricing structure available on the market today!

It's no secret to business owners that credit card fees can be extremely confusing.

At Novera Payment Solutions, our goal is to remove the mystery and provide a service that is clear and easy to understand.

The first thing to know about pricing is that MasterCard, Visa and Discover in conjunction with the banks that issue the credit and debit cards to the consumer actually set the underlying transactional cost of credit card processing (known as “Interchange”). They then pass along this transactional cost to the processor, who in-turn adds a profit before providing the retail rate and service to the merchant. The cost or “Interchange” is now public knowledge and posted on MC/Visa/Discover’s respective websites.

Tiered Pricing for Credit Card Processing

Currently tiered and/or a form of cost plus pricing is the methodology most processors still prefer to use in order to preserve the highest profit margins on merchant accounts. Understanding tiered and other forms of pricing  is the key component to determine if your paying more than you should for your merchant account.

Tiered pricing utilizes the 160 +/- individual transactional costs (known as “Interchange”) with each transactional cost comprised of:

1. Unique percent of the sale
2. Transaction fee 


Both are dependent on the type of card used, (i.e. debit, credit, rewards, business etc..) and, how the purchase was made (in person, over the phone etc...). 
These transactional costs (which are the same for all merchants large and small) are categorized into either three or four tiers with each tier housing approx. 40 of the 160 transactional costs (“Interchange”).

Why Understanding Fees is Important

Understanding the challenge with Tiered pricing is the next step in understanding merchant pricing. Twice a year MasterCard/Visa/Discover reviews and adjusts some of the 160 +/- transactional costs and passes this change along to the processor, who in-turn, usually seizes that as an opportunity to raise the tiered retail rates to the merchant and create additional profit made on each of its “tiers” (the difference between the underlying transactional cost and tiered retail rate) thus raising the entire expense for the merchant, even if the underlying transactional cost is never actually applied against the merchant for a transaction.

Ultimately this is what causes the merchants fee to creep upwards over time.

It’s not simple, it’s not transparent and it’s not fair pricing.

Novera Payment Solutions Approach

Novera Payment Solutions has developed a unique pricing format that passes along all the direct transactional costs:

1. Interchange

2. The processor costs
3. A small “FLAT FIXED FEE” per month depending upon the monthly merchant volume (usually between $19.95 per month up to $99.95 per month). This amount is essentially the gross margin on the account.

Since everyone knows we are in business to make a profit, we are not hesitant to let our merchant clients know what a reasonable profit margin will be.

 In addition, this pricing format delivers:

1. Substantial savings based upon volume
2. Transparency in pricing
3. Detailed reporting on statement

4. Best “cost plus format” available
5. Flat fixed fee never changes

Your Savings Can Increase Over Time

The savings can actually increase over time because unlike the “tiered” and / or other forms of cost plus pricing structures, which raises the overall rate of the tiers or markup when MasterCard/Visa/Discover change rates, our program only raises the one line item effected, this is the only true transparent way of offering merchant processing.

Next Day Funding or Weekend Funding for Gross Deposits

In addition, Novera Payment Solutions offers our merchants in most cases the option of either “Next Day” or “Weekend Funding”, and always with “Gross Deposits”. Unlike many processors who deduct their rates/fee’s daily from your deposits, fees for our services are not collected until the month AFTER the month you have been processing. This means your get your money faster and it’s easier to reconcile with your bank statements.

Novera Payment Solutions is a Great Solution for Your Business Credit Card Processing

The Novera Payments' solution not only offers an integrated credit card processing solution, it also offers a unique transparent pricing model unparalleled in the merchant services industry.

Keyboard shortcuts can be a lifesaver in a time crunch.  The ability to keep your hands on your keyboard rather than switching back and forth between it and your mouse can increase productivity.  You also won’t have to search through all the buttons in the program to find what you need.  Take a look at this list of QuickBooks keyboard shortcuts from the QuickBooks User Guide to make your work simpler. 

General

To start Quickbooks without a company file – Ctrl (while opening)

To suppress the desktop windows (at Open Company window) – Alt (while opening)

Display product information about your QuickBooks version – F2

Close active window – Esc or Ctrl+F4

Dates

Next Day –  + (plus key)

Previous Day –  - (minus key)

Today – T

First day of the week – W

Last day of the week – K

First day of the month – M

Last day of the month – H

First day of the year – Y

Last day of the year – R

Date calendar – Alt + ↓ (down arrow)

Moving Around a Window

Beginning of current field – Home

End of current field - End

Next word in field – Ctrl+→

Previous word in field – Ctrl+←

First item on list or next month in register – Ctrl + Page Up

Last item on list or next month in register – Ctrl + Page Down

Activity

Create invoice – Ctrl + I

Delete check, invoice, transaction, or item from list Ctrl + D

Find transaction Ctrl + F

History of A/R or A/P transaction – Ctrl + H

Memorize transaction or report – Ctrl + M

New invoice, bill, check or list item in context – Ctrl + N

Open account list – Ctrl + A

Open Customer Center (Customers and Job list) – Ctrl + J

Open Help for active window – F1

Open list (for current drop-down menu) – Ctrl + L

Open memorized transaction – Ctrl + T

Open split transaction window in register – Ctrl + R

Open transaction journal – Ctrl + Y

Print – Ctrl + P

QuickReport on transaction or list item – Ctrl + Q

Show list – Ctrl + S

Write new check – Ctrl + W

Editing

Edit transaction selected in the list or register – Ctrl + E

Delete line from detail area – Ctrl + Del

Insert line in detail area – Ctrl + Ins

Increase check or other form number by one –  + (plus key)

Decrease check or other form number by one –  - (minus key)

Keyboard shortcuts are fast and efficient.

Some people may not care for shortcuts because they can be hard to remember; but once you get the hang of it, you realize just how much they can help.  We’re not saying you will never have to use your mouse again, but you can definitely quit reaching for that mouse every other second and actually get some work done!

The Novera Advantage

Novera Payment Solutions is a leader in the credit card payments industry. We are committed to helping businesses improve their bottom line by providing significant savings on credit card processing fees through our innovative flat fee merchant account pricing model.

Contact Novera to learn more about how we work with businesses to provide the most fair and transparent pricing structure available on the market today for credit card processing and our QBPlugin for QuickBooks!

Our powerful QBPlugin saves your busineses an incredible amount of time and money in reduced labor. When you pair that with Novera's innovative flat fee merchant account pricing model, it's even better!

Introducing the QBPlugin from Novera Payment Solutions

Whether you a new QuickBooks® user, or a power user, you'll love the new QBPlugin from Novera Payment Solutions!

The Plugin for QuickBooks® is a payment software for Credit Cards,ACH (Automated Clearing House), EFT, (Electronic Funds Transfer)and Electronic Check Conversion using a powerful and secure Payment Gateway and Secure Vault Software. You can process through your QuickBooks® software and attach it to your Merchant Accounts.

Finally, you have the freedom to choose the best solutions available to cut your processing costs & accounting times and great merchant accounts.

Benefits & Features

• Process Credit Cards
• Process ACH transactions
• Process paper checks electronically
• Real-time transactions
• Never drive to the bank again
• Reduce accounting stress and time
• Batch processing for Credit Cards, ACH checks through QuickBooks
• Process payments directly from invoices or receipts
• Process multiple invoices
• Automatically applies payments
• Pulls & Posts data to & from QuickBooks®- no double entry.
• Applies address & info updates
• Receipt Printing for Face-to-Face or shipping slips
• Card Swipe – Card in Hand
• Up to 2 Gateways (MID's) 1 Credit Card and 1 ACH
• Works with Pro, Premier, Enterprise
• QuickBooks® Multi-user support
• ISO, SSL and PCI DSS Certified
• Secure PCI Credit Card Vault
• Full Tokenization Security
• Email and Phone Technical Support
• Website and Video Training

The Novera Advantage

The features and benefits of the powerful QBPlugin save your busineses an incredible amount of time and money in reduced labor. When you pair that with Novera's innovative flat fee merchant account pricing model, it's even better!

Novera Payment Solutions is a leader in the credit card payments industry. We are committed to helping businesses improve their bottom line by providing significant savings on credit card processing fees through our innovative flat fee merchant account pricing model.

Contact Novera to learn more about how we work with businesses  to provide the most fair and transparent pricing structure available on the market today for credit card processing and our QBPlugin for QuickBooks!

Smartphones are the way of the world. You can now find an app for just about anything.  But with so many to choose from, how do you know which apps will work best for your business?  We have put together a list of 5 popular mobile productivity apps to help you out. 

Quip

Quip is a new mobile document app perfect for collaborating with your team.  You start by creating a draft, then add your co-workers and get a notification when they open the document.  From your phone you can see the edits everyone makes and then finalize the document.  You can even cut down on email with this app.  Instead of sending documents through email, you can create a shared folder with all your team members.  You can create checklists and to-do lists and use the document thread to discuss additions.  You will also receive notifications every time someone adds new material, edits a document or sends a message.  The app can also make your meetings more efficient by sharing your agenda and notes with everyone.  You can even share presentations.  And during the meeting everyone can be looking at the documents at the same time.   

Google Keep

Google Keep is the perfect app for quickly making a note or reminder so you don’t forget later.  You can keep track of your thoughts by notes, lists or even photos.  You can add reminders to your notes and get notified later.  The app can even transcribe voice notes automatically.  You can add checkboxes to your notes to quickly create a checklist and check the items off as you get them done.  Color code your notes to easily find them and then when you are finished with them, just swipe to send it to the archives.  You can access your notes from the app on your phone or online from any computer. 

Tempo Smart Calendar

This calendar app finds everything you need to know for your appointments and gathers it in one convenient place for you to access. Contacts and details are organized by who you are meeting with this week and you can see your network; the company’s latest news and background info is right at your fingertips.  Any emails or documents related to your appointment are available in the app so you can find information quickly.  All the ways to connect are organized within the event and if it is a conference call, you can save the pass code to get in quickly and easily.  You can even send a pre-made “I’m running late text” to the person or people you are meeting.  Type in where you need to go and the app can get you the address, directions and drive time.  You can even get your flight status, terminal and gate within the app.  Use Tempo instead of open many apps such as your calendar, contact book, google maps, airline app, etc.; access everything from one place!          

Talkboard

Talkboard is a collaborative whiteboard app that lets you sketch ideas and work on them with others.  The app is perfect for brainstorming with your group or even just capturing thoughts on the go.  Easily invite others to sketch with you and receive instant feedback on your idea.  The app makes working together fun and effective whether you are in the same building or spread out across the country. 

Mailbox

The inbox allows you to fly through your emails and quickly swipe to archive, delete or even snooze so it will pop back up later!  You can also scan an entire email conversation at once with chat-like organization.  Instead of scrolling through emails that you can’t deal with until later, swipe and tap to snooze your email and have it reappear later that day or the next day or the next week.  Now you can have a clean inbox that is nice and organized.  You can even add multiple email accounts to the app so all your emails are in one place!

These apps (and many others) can help you with every aspect of your business, from getting employees to collaborate to keeping yourself organized.  Businesses just like yours have been using them to increase productivity.  The best part is, many of these apps are free!  Check them out when you get a chance. Here’s to a more productive 2014! 

About Novera Payment Solutions

Novera Payment Solutions is a leader in the credit card payments industry. We are committed to helping businesses improve their bottom line by providing significant savings on credit card  merchant accounts through our innovative flat fee merchant account pricing model.

Contact Novera to learn more about how we work with businesses  to provide the most fair and transparent pricing structure available on the market today for credit card processing! Contact Novera to request a free quote on your merchant account. We are confident that our flat fee merchant account will provide significant savings over what you are currently paying for your credit card processing fees.