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Novera Payment Solutions

Educate Yourself About False Advertising Around Interchange Rates & Save Your Business Money

Posted on Mon, Apr 24 2017 @ 09:47 AM

Some Companies Advertise Only Debit Card Processing Rates Because They Tend to Be Lower ... Don't Be Fooled

The underlying cost or interchange rates for debit card transactions are typically lower than credit card transactions, so many advertisements only promote rates for debit card transactions. Business owners typically do not realize this until they are presented with the first processing statement. 

Unfortunately, many business owners don't look closely at their credit card processing statements due to lack of time or lack of understanding about what they are looking at. The rates and the statements can be very confusing.

The interchange rates on credit card transactions can be several times higher than the debit
interchange you thought you were getting. This means you are ultimately paying MUCH more than the lead in rate the processing company advertised.

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Before signing a contract with any processing company, it is important to make sure you fully understand the financial obligations associated with each type of transaction.

Novera works hard to educate clients fully on how interchange works in order to eliminate confusion surrounding this issue. In fact, we have a FREE webinar right around the corner that will help you understand exactly what you are paying, how to tell if you are overpaying, and what to do to fix it!

This webinar will last 45 minutes and it will be a very valuable use of your time if your business accepts credit cards.  Be an informed business owner and take control of leakage spending in over-charges of merchant processing fees.

Two Steps You Should Take Today to Save Your Business Money

STEP 1

Download our FREE (and short) white paper, "5 Reasons Your Credit Card Processor is WAY More Expensive than You Ever Thought".  

Download the FREE White Paper Here

 

STEP 2

Register for our FREE 45-minute webinar. We'll discuss everything you need to know to determine whether you are overpaying with your current merchant processor.  If you've read our white paper in advance, come armed with questions! 

Understanding Credit Card Processing
Tuesday, 4/25/17 at 2:00 EST

Register Today!

Tags: accept credit cards, merchant account

Understand Credit Card Processing & Save Money - FREE Webinar

Posted on Mon, Apr 10 2017 @ 09:34 AM

It's that time again! Novera Payment Solutions is pleased to offer our popular "Understanding Credit Card Processing" webinar. With just a couple weeks left to register, you'll want to reserve your spot today.


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If you answer, "yes" to any of the statements below, this webinar will be an excellent use of your time.

  1. Are you confused by the complicated statements that you receive from your current credit card processor?
  2. Do you need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Do you need assistance ensuring that you are meeting PCI compliance requirements?
  4. Are you paying more than you thought you would for your credit card processing fees?
  5. Do you have to wait multiple days after batching transactions to see the payment deposited in your account?

REGISTER TODAY!

Join us in an educational webinar on April 25, 2017 @ 2:00 PM EST designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

9 Sys2K Software Features That Every RV Dealership Should Know About

Posted on Thu, Mar 30 2017 @ 02:42 PM

Sys2K is a Windows-based Dealer Management Software solution that features real-time integration across all departments. It incorporates the latest technologies to offer you a more efficient process that will reduce your costs while maximizing your sales revenue.

RV Dealerships who use Sys2K enjoy many of the features outlined here, including the option to fully integrate credit and debit card payments into the software:

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1. Customer Relationship Management (CRM)

Efficiency, accuracy and speed are essential for top-quality customer relationship management. Sys2K's RV Dealership Software CRM (Customer Relationship Management) module improves customer relationships while reducing marketing costs.  

2. RV Finance & Insurance (F&I)

The Finance and Insurance (F&I) module of System 2000's RV Dealer Software analyzes and builds quotes for RV dealers. The F&I module maximizes dealership profitability by providing managers with the tools to analyze RV sales, create RV financing options, and view service work performed on RV units.

3. RV Unit Inventory

Sys2K RV Dealership Software's Unit Inventory module can accommodate the needs of any RV dealer. The module provides RV unit inventory management and tracking of an unlimited number of RV units across multiple dealership locations while integrating with CRM, F&I, Parts, and Accounting modules. 

4. RV Parts Module

Sys2K RV Dealer Software's Parts module manages invoicing, purchase ordering and receiving for all RV dealerships. The Parts module provides dealers with an easy-to-use interface to create pricing based on cost, margin and listing price. 

5. RV Service Module

Sys2K RV Dealership Software's Service module provides scheduling and dispatching features which allow RV dealers to create and manage service invoicing, estimates, and orders by importing billing, repair and work order information across multiple departments.

6. Dealership Payroll Module

Sys2K's Payroll module improves efficiency by providing RV dealers with support tools to help streamline the payroll process.

7. RV Rental Module

Sys2K's Rental module is designed to provide RV dealers with basic database rental unit management and rental contract printing features. Sys2K's Rental module is integrated with Unit Inventory, thus eliminating dual input. 

8. RV Dealership Accounting Module

Sys2K's Accounting module increases RV dealership profitability and efficiency and simplifies management of transactions for single and multiple dealer locations.

9. Integrated Credit and Debit Card Payments
(That's where we come in ...)

Sys2K has teamed up with Novera Payment Solutions, LLC (Novera) for credit and debit card payment services to Sys2K clients. Novera was selected to help guide Sys2K clients through the complicated world of credit & debit card acceptance. Novera delivers a unique combination of value, integrity and price transparency to Sys2K clients that is unparalleled throughout the payment processing industry.

Novera Payment Solutions provides Sys2K clients with a way to process payments which can result in saving money and time by helping your business run more efficiently.

Through our unique approach of taking what most business owners consider to be a tax on their business and leveraging the Credit Card Acceptance Platform we can deliver a host of benefits for members that include:

  • SIGNIFICANT ANNUAL SAVINGS WITH OUR VALUABLE TRANSPARENT PRICING OPTIONS
  • IMPROVE CASH FLOW AND TURN RECEIVABLES INTO IMMEDIATE PAYMENT
  • STREAMLINE THE CREDIT CARD ACCEPTANCE PROCESS WITH A FULLY INTEGRATED PAYMENT PROCESSING PROGRAM

Request a Free Quote Today!

Sys2K- Apply Now for a Free Quote

 

Tags: accept credit cards, merchant account, sys2k

5 Little-Known Facts About Credit Card Processing That Therabill Users SHOULD  Know

Posted on Fri, Feb 24 2017 @ 03:36 PM

If your therapy practice accepts credit cards, you may think you already know everything that you need to know. But here are 5 extremely important facts that you may not be aware of. Being armed with this information will save your practice money and improve your bottom line.

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5 Little-Known Facts About Credit Card Processing That Could be Costing Your Practice More Than It Should Be Paying

1.  Credit card processing fees are tax deductible and it's typically a sizable deduction for businesses that accept cards. As tax season approaches, don't forget to take this deduction!

2. Using your local bank does not save you money on credit card processing. Most local banks outsource credit card processing services to third party sales teams who work for larger processors. By using your local bank you are likely paying more than if you went direct to the processor since it's adding another layer to the pot.

3. There is only one part of your credit card processing cost that is negotiable and that is the processor's markup over interchange and assessments. Interchange and assessment are the same for all credit card processors. This is why Novera's fixed flat fee merchant account pricing structure is so attractive to businesses. It saves them money and there are no surprises.

4. Not using AVS (address verification service) can cost you money. Visa, MasterCard and Discover require the customer's billing address be entered for all card-not-present transactions. If you don't provide it, it will result in a downgraded transaction (resulting in higher fees).
 
5. Tiered merchant account pricing costs you more. You know you have a tiered pricing structure when your processor quotes three different rates: qualified, mid-qualified, and non-qualified. They suck you in with a super low "qualified" rate ... but what they fail to tell you is that most of your transactions will actually fall into the non-qualified higher rate. Novera Payment Solutions' fixed flat fee merchant program takes the mystery out tiered pricing by offering a single flat rate to save you money.

Get some straight talk and learn why a merchant account including our “flat fee advantage” can be one of the best business decisions you’ll ever make. This is just one of the many reasons that Therabill has teamed with Novera Payment Solutions for their integrated payment solution.

We are happy to offer a FREE savings analysis to show you how Novera Payment Solutions can save you significant money on your credit card processing fees.

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Request More Information

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing, online credit card payments

Therapists: Improve Revenue Cycle Management with Fully Integrated Credit Card Processing

Posted on Tue, Jan 10 2017 @ 02:06 PM

Therabill and Novera Payment Solutions is dedicated to providing you with the most streamlined system available for processing credit cards directly within Therabill. Novera has been selected as the preferred provider of integrated payment processing for Therabill. We understand that not all therapy practices are alike, Novera’s transparent pricing options are designed to guarantee you receive the most cost-effective processing rates tailored specifically to your practice. Whether you take advantage of our simplified Flat Rate program or our revolutionary transparent Cost Plus Flat Fee pricing, our goal is for you to not pay any more than you currently pay for credit card processing and in most cases you will even pay less.

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Benefits of Our Therabill Integrated Credit Card Processing:

  • Accept Credit Card Payments Directly Within Therabill
  • Streamline Credit Card Acceptance with the Secure Card-On-File Feature
  • Receive Online Payments Through the Patient Portal
  • Transparent and Cost Effective Pricing Options
  • Easy to Understand Online Reporting and Statements
  •  24/7 Customer Care and Tech Support

Simplified Flat Rate Pricing Option:
2.99% per transaction (swiped and keyed) + $19.95 per month for the secure payment gateway.

Cost-Plus Flat Fee Option:
Tailored to fit your practices specific needs. Flat Fee ranges from $39.95 - $99.95 per month depending on your average monthly volume and is fixed for the life-time of your account.

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Why Choose Novera?

SAVINGS, SAVINGS, & MORE SAVINGS 

By utilizing a Flat Fee pricing structure for your therapy practice merchant services, you can rest assured you will never pay more than you should for credit card processing.

Our pricing format delivers:

  • Substantial savings based upon volume
  • Transparency in pricing
  •  Detailed reporting on statement
    • One of the best “cost plus formats” available

Request a free quote from Novera today!

Request a FREE QUOTE

Tags: merchant account, phyisical therapist merchant accounts, payment integration

We Recently Saved a New Client $7000/Year in Credit Card Processing Fees - Seriously, We Did!

Posted on Wed, Oct 12 2016 @ 12:18 PM

We recently saved a new client over $7000/year in credit card processing fees.

Seriously, we did!

The hidden fees she was paying were astronomical ... and unnecessary.

Here's the thing: when you understand the credit card processing fees that you are paying, you become empowered to to save money on them. We can help make sense of the fees and how some companies in our industry take advantage. Now wouldn't that be a valuable use of 45-minute of your time? 

Novera Payment Solutions is pleased to offer our popular (and free) "Understanding Credit Card Processing" webinar. With just a few days left to register, you'll definitely want to reserve your spot today. It's time to stop overpaying for your credit card processing ... money down the drain that could be put to better use for your business.


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If you answer, "yes" to any of the statements below, this webinar is for you!

  1. Are you confused by the complicated statements that you receive from your current credit card processor?
  2. Do you need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Do you need assistance ensuring that you are meeting PCI compliance requirements?
  4. Are you paying more than you thought you would for your credit card processing fees?
  5. Do you have to wait multiple days after batching transactions to see the payment deposited in your account?

REGISTER TODAY!

Join us in an educational webinar on

10/18/16 at 2:00 EST

This webinar is designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

Merchant Reseller Program Perfect for Targeting Small-to-Medium  Size Businesses

Posted on Fri, Sep 23 2016 @ 11:01 AM

If you are truly ready to grow your merchant reseller business, look to Novera Payment Solutions as your launching pad for success. Our partnership with Worldpay makes us the ideal processing partner. You'll leverage our unparalled support, inbound marketing and lead generation, along with the world-class Worldpay payment gateway and all the benefits that come with it.

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Technologies evolve, your business grows,  and we grow with it

You can accept dozens of combinations of payment methods from nearly any device, and customize your payment mix to suit the way your customers shop. The Novera team and Worldpay’s team of industry experts can help you provide the best small business credit card processing payments solution for your needs today and for the future. This enables you to spend your time focusing on marketing and increasing sales instead.

Two Important Advantages of the Worldpay Payment Gateway

1 . Exceptional Security

Help protect your customer data and reduce liability with security options including PCI DSS assessment tools, encryption and tokenization, and EMV chip card acceptance.

2. Fast Funding

Streamline back-office operations and enjoy fast access to funds with next-day and weekend funding.*

We Offer Payments Expertise in a Wide Variety on Industries

Every industry is different, and the Novera and Worldpay team has experts at making payments easier for each one. We’ll help you leverage just the right solution for the unique needs of your business—and for your customers.

  • Healthcare
    Integrate payments with patient management software with ease so you can spend less time on administration and more time with your patients.
  • Professional Services
    Accept recurring payments or take payments from your computer, tablet, or phone.
  • Restaurants
    Integrate with NCR Aloha and other major restaurant POS systems to ensure that every payment--and dining experience--goes smoothly.
  • Retail Shops
    Give shoppers a seamless payment experience whether it’s in-store, online, or on the go.
  • Other Small Business
    Whatever your industry or business size, we help you provide the best payment solution to meet your customer needs.

Additional Services & Support

  • No Liability or Risk
  • 24/7 Merchant Support
  • Dedicated ISO/Agent Relationship Team
  • Web Based Order Entry and Tracking
  • Residual Reporting/CRM Portal
  • Inbound Marketing Support & Lead Generation
  • Online Resource and Training Materials
  • Use Your Own Leasing Program
  • Use Your Own Cash Advance Program

Contact the Novera Payment Solutions today to learn more about our product and service suite for resellers!

Request Info About Our Partner Program

Tags: merchant account, isvs, isv

4 Reasons Why Your Small Business Should Work with the Leader in Modern Money

Posted on Wed, Jul 27 2016 @ 03:06 PM

There's one simple reason why Novera Payment Solutions has teamed up with Worldpay to offer our customers world-class payment solutions. It's because Worldpay is the true leader in modern money. By working with Novera, you not only get the one-on-one personal service our team is known for, but your business also get to leverage the power of the world-class Worldpay payment gateway.

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1. As technologies evolve and your business grows, we grow with it

With Novera and Worldpay, your business can accept dozens of combinations of payment methods from nearly any device, and customize your payment mix to suit the way your customers shop. Worldpay’s team of industry experts help you provide the best small business credit card processing payments solution for your needs--and for the future-- so you can spend your time focusing on marketing and increasing sales instead.

2. Fast Funding

Streamline your back-office operations and enjoy fast access to funds with next-day and weekend funding.* Can you believe there are still payment gateway companies out there who DON'T offer this?  It IS your money, after all.

3. Exceptional Security

Help protect your customer data and reduce liability with security options including PCI DSS assessment tools, encryption and tokenization, and EMV chip card acceptance. We walk you through this every step of the way!

4. Payments for Every Business Type

Every industry is different, and we’re experts at making payments easier for each one. We’ll help you leverage just the right solution for the unique needs of your business—and for your customers.

Here are just a FEW of our specialties

  • Healthcare companies
    Integrate payments with patient management software with ease so you can spend less time on administration and more time with your patients.
  • Restaurants
    Integrate with NCR Aloha and other major restaurant POS systems to ensure that every payment--and dining experience--goes smoothly.
  • Professional services
    Accept recurring payments or take payments from your computer, tablet, or phone.
  • Retail shops
    Give shoppers a seamless payment experience whether it’s in-store, online, or on the go
  • Software Developers
    If you are building an application that requires integrated payments, we have a dedicated team to support you through the setup and integration of the Worldpay payment gateway. Not only is it easy and fast, with the Worldpay Link Gateway, you are providing your customers with best payment solutions on the market.

Grow your business with a payment processing solution that scales along with you

Accept payments however customers shop and provide a seamless experience from start to finish. From auto shops and convenience stores to plumbers and electricians, Novera and Worldpay work closely with small businesses of all types to figure out the best payment solution.

Request a FREE QUOTE

 

 

 

Tags: accept credit cards, merchant account, isvs, credit card processing, isv

Discover Your Opportunity in Payments with Novera

Posted on Fri, Jul 01 2016 @ 12:33 PM

Are you ready to offer a world-class payment gateway with your software?

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Below is just a partial list of benefits /support you can expect from our program.

  • Expert Integration Support
  • Agent Reseller Support
  • ERP Developer Support      
  • Worldpay Platform
  • Revenue Sharing
  • Turnkey Marketing

Why Novera Payment Solutions?

Novera Payment Solutions, LLC (Novera) based in Atlanta is a registered Member Service Provider (MSP) of Worldpay. and a registered Independent Sales Organization (ISO) with Visa & MasterCard.  Novera Payment Solutions, LLC  represents an innovative approach to doing business in an industry where integrity and a positive customer experience is absent at many levels.

We Bridge the Gap
Designed to bridge the gap between the tremendous brand and buying power of Worldpay combined with the sales and service experience of your smaller home town business. Novera was founded to bridge the gap between the capabilities and commitments from a large service provider, and the reality of what is actually experienced from a merchant service provider.

Reliable & Affordable
Worldpay is one of the most reliable and affordable credit card processors in the industry. Worldpay offers fast, reliable payment processing for the full range of card types, including credit, debit, prepaid, loyalty, and payroll. Worldpay provides access - and advocacy on its customers' behalf - to the credit card associations including Visa®, MasterCard®, Discover®, American Express® and all of the major PIN-secured debit networks. Its customers are also on the forefront of new payment acceptance, including RevolutionCard®, the nation's first PIN-secured credit card.

Global Reach with the Highest Standards
Worldpay acquires transactions coast to coast and around the globe ranging from brand name companies you already know to independent businesses in your own community. Point of sale authorization through settlement of funds, Worldpay provides the highest standard of payment processing to businesses ...businesses just like yours. Worldpay also offers seamless support and integration with industry-leading point-of-sale platforms and middleware providers, and it works with POS providers to certify new systems to their network on a ongoing basis.

We are happy to offer a free whitepaper packed with information about our program for ISVs. Donwload it below!

Download the Worldpay API Whitepaper

Tags: merchant account, integrated software vendor, isvs, isv, emv, Agent

Grow Your Merchant Processing Business with Novera

Posted on Thu, Jun 23 2016 @ 11:57 AM

"Growth never happens by chance. It is a result of forces working together." ~ James Cash Penney

There are a lot choices in the merchant processing business, but real success and real growth in your business only happens if you are working with a committed partner who provides world-class support. The Novera Payment Solutions ISO & Agent program does just that.

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We offer multiple robust revenue enhacing programs, provide incredible support for multiple product groups, and we offer many ISO/Agent benefits. Through our relationship with Worldpay, we are able offer you and your customers world-class merchant processing solutions, with unparalled security, and ongoing support.

3  Benefits of Working with Novera to Grow Your Merchant Processing Business

1. Accept payments however customers want to pay

We make payments simple, whether in-store, online, or through mobile devices.

2. Grow revenue with a trusted partner

Our strategy is to help you bring new merchants on board and make your business indispensable.

3. Receive A Different Consultative Approach

From merchant onboarding to technical implementation, partnership management and long-term support, we’re here to help you offer a differentiated experience to your customers.

ISO/Agent Benefits

  • No Liability or Risk
  • 24/7 Merchant Support
  • Dedicated ISO/Agent Relationship Team
  • Web Based Order Entry and Tracking
  • Residual Reporting/CRM Portal
  • Inbound Marketing & Lead Support
  • Online Resource and Training Material

We Bring a Business Growth Mindset to the Table

We work with you to identify opportunities for business growth and can help you execute campaigns to achieve your goals.  Yes, that means you get to talk to a live human being ... even the SAME person more than once!

From integrations to referrals, partnering with Novera & Worldpay can create opportunities for your revenue growth

You'll gain industry-specific know-how and breadth of payment acceptance solutions to make your business an indispensable resource to your customers. When you are indispensable and provide a quality product, you gain customer loyalty.

Novera was founded to bridge the gap between the capabilities and commitments of large service providers and the reality of what is delivered. Our role is to serve both the Client and the clients customer. Managing and delivering on the expectations of all parties, we combine the strength of a major processor, Worldpay,  with the service and reliability of a local partner.

Are you ready to jumpstart your merchant processing business? Contact us for a free consultation.

Request Info About Our Partner Program

 

Tags: merchant account, integrated software vendor, isvs, isv, integrated payments gateway, payment gateway

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