Accept Credit Card Payments

703.865.3011 X 701
Send Email

Novera Payment Solutions

Eliminate the Smoke & Mirrors Around Credit Card Processing - Free Webinar

Posted on Thu, Oct 12 2017 @ 12:44 PM

Accepting credit cards for your business  is not optional in today's marketplace, it's essential. The challenge is understanding all the fees associated with this necessity. Many credit card processing companies take advantage of business owners' lack of knowledge using bait and switch tactics when quoting rates. Our FREE upcoming webinar will help you eliminate the smoke and mirrors around the rates so you can make smart (money saving) decisions when choosing your processor.

Novera Payment Solutions is pleased to once again offer our popular "Understanding Credit Card Processing" webinar. This webinar will take a short 40 minutes of your time, and will arm you with the information you need to ensure you do not overpay for credit card processing.

smoke-feature.jpg

If any of these questions apply to you, this webinar will be an excellent use of your time.

  1. Is your statement from your merchant processing company complicated and confusing?
  2. Do you fully understand the difference between "Qualified", "Mid-Qualified", "Non-Qualified", and how these terms determine what you are charged for each transaction?
  3. Are you PCI compliant?
  4. Are you surprised by the credit card processing fees you incur each month?
  5. Do you have to wait several days to see the payments deposited in your account? 

LET'S CLEAR THE SMOKE & MIRRORS
REGISTER TODAY!

Join us in an educational webinar on October 19, 2017 @ 2:00 PM EST designed to help you understand the in's and out's of credit card processing. This FREE webinar will be 45 minutes or less and we guarantee you will take away practical information to help you make smart choices when shopping around for credit card processing services. There's a good chance this webinar will save your business money too!

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing for your own merchant account
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services (you'd be surprised the percentage of companies who are being taken advantage of -- make sure yours isn't one of them!)
  • Awareness of the latest in technology available in the market place today, including mobile payments
  • Practical tips that you can implement right now to keep your processing costs down
  • Best practices for keeping your customers' cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!

Tags: flat fee merchant account, merchant account, pci compliance, credit card processing, flat fee credit card processing, emv

Understanding Credit Card Processing & Associated Fees : FREE WEBINAR

Posted on Thu, Jul 20 2017 @ 03:02 PM

Tired of looking at your merchant processing statements and all the fees that seem to make your eyes cross and your blood pressure rise?

Novera Payment Solutions is pleased to offer our popular "Understanding Credit Card Processing" webinar. With just days left to register, you'll want to reserve your spot today.


confused2-1.jpg

If you answer, "YES" to any of the statements below, this webinar will be an excellent use of your time (and it will save you money).

  1. Confused by the complicated statements that you receive from your current credit card processor?
  2. Need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Need assistance ensuring that you are meeting PCI compliance requirements?
  4. Paying more than you thought you would for your credit card processing fees?
  5. Have to wait multiple days after batching transactions to see the payment deposited in your account?

IT'S TIME TO GET REGISTERED!

Let us make sense of it all for you. Once you understand how the fees work, you'll be empowered to make more informed decisions about your credit card processing partner. Trust us, this 45-minutes will open your eyes and show you how to save money on this critical part of your business operations.

Join us in an educational webinar on JULY 25, 2017 @ 2:00 PM EST designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

Credit Card & Debit Card Payments for Healthcare Professionals - Made Simple

Posted on Mon, May 22 2017 @ 11:14 AM

With Novera Payment Solutions' & Worldpay, You  Can Spend More Time Caring for Patients 

Our partner relationship with Worldpay allows us to help you integrate credit and debit card payments with your patient management system with ease. This leaves more time for you to spend on patient care and requires much less of your time for payments administration and data entry.

With the complexities in the healthcare industry, not to mention the constantly changing insurance rules and HIPAA regulations, healthcare credit card processing can be hard to navigate. That't why the expert team at Novera Payment Solutions offers guidance so you can provide a seamless payment experience from start to finish.

healthcare-1.jpg

Some of the many benefits:

  • Integrate with patient management software and EHR
  • Enjoy quick payouts so you’ll have access to funds faster
  • Offer payments across office locations, online, over the phone and via mobile
  • Stay up and running with equipment replacement and US-based 24/7 technical support access
  • Online Reporting : Access data from every transaction—everything from location performance to patients’ favorite ways to pay.

    Accept Payments How Your Patients Want to Pay

    Because of our partnership with Worldpay, Novera Payment Solutions enables you to support all major payment types including credit cards, debit cards, direct debit, mobile wallets, and more.

    Easily Accept Payments without Terminals

    Use desktop computers, laptops, or tablets to accept healthcare payments in person or over the phone. We truly make it that easy!

    We Provide Security Expertise & Support

    Protect patient payment data and keep peace of mind with tokenization and encryption options. Novera Payment Solutions is here to help you make sense of it all and protect your patient data. The team at Novera will also help you understand PCI compliance to support your efforts to comply with some of HIPAA’s standards.

    24/7 Support

    You'll have 24/7 support from your Novera & Worldpay teams to get the help you need when you need it! 

    Request a FREE QUOTE

     

     

Tags: accept credit cards, flat fee credit card processing

Understand Credit Card Processing & Save Money - FREE Webinar

Posted on Mon, Apr 10 2017 @ 09:34 AM

It's that time again! Novera Payment Solutions is pleased to offer our popular "Understanding Credit Card Processing" webinar. With just a couple weeks left to register, you'll want to reserve your spot today.


webinar2.jpg

If you answer, "yes" to any of the statements below, this webinar will be an excellent use of your time.

  1. Are you confused by the complicated statements that you receive from your current credit card processor?
  2. Do you need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Do you need assistance ensuring that you are meeting PCI compliance requirements?
  4. Are you paying more than you thought you would for your credit card processing fees?
  5. Do you have to wait multiple days after batching transactions to see the payment deposited in your account?

REGISTER TODAY!

Join us in an educational webinar on April 25, 2017 @ 2:00 PM EST designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

5 Little-Known Facts About Credit Card Processing That Therabill Users SHOULD  Know

Posted on Fri, Feb 24 2017 @ 03:36 PM

If your therapy practice accepts credit cards, you may think you already know everything that you need to know. But here are 5 extremely important facts that you may not be aware of. Being armed with this information will save your practice money and improve your bottom line.

therabill1-1.jpg

5 Little-Known Facts About Credit Card Processing That Could be Costing Your Practice More Than It Should Be Paying

1.  Credit card processing fees are tax deductible and it's typically a sizable deduction for businesses that accept cards. As tax season approaches, don't forget to take this deduction!

2. Using your local bank does not save you money on credit card processing. Most local banks outsource credit card processing services to third party sales teams who work for larger processors. By using your local bank you are likely paying more than if you went direct to the processor since it's adding another layer to the pot.

3. There is only one part of your credit card processing cost that is negotiable and that is the processor's markup over interchange and assessments. Interchange and assessment are the same for all credit card processors. This is why Novera's fixed flat fee merchant account pricing structure is so attractive to businesses. It saves them money and there are no surprises.

4. Not using AVS (address verification service) can cost you money. Visa, MasterCard and Discover require the customer's billing address be entered for all card-not-present transactions. If you don't provide it, it will result in a downgraded transaction (resulting in higher fees).
 
5. Tiered merchant account pricing costs you more. You know you have a tiered pricing structure when your processor quotes three different rates: qualified, mid-qualified, and non-qualified. They suck you in with a super low "qualified" rate ... but what they fail to tell you is that most of your transactions will actually fall into the non-qualified higher rate. Novera Payment Solutions' fixed flat fee merchant program takes the mystery out tiered pricing by offering a single flat rate to save you money.

Get some straight talk and learn why a merchant account including our “flat fee advantage” can be one of the best business decisions you’ll ever make. This is just one of the many reasons that Therabill has teamed with Novera Payment Solutions for their integrated payment solution.

We are happy to offer a FREE savings analysis to show you how Novera Payment Solutions can save you significant money on your credit card processing fees.

therabill-2.fw-3.png

Request More Information

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing, online credit card payments

We Recently Saved a New Client $7000/Year in Credit Card Processing Fees - Seriously, We Did!

Posted on Wed, Oct 12 2016 @ 12:18 PM

We recently saved a new client over $7000/year in credit card processing fees.

Seriously, we did!

The hidden fees she was paying were astronomical ... and unnecessary.

Here's the thing: when you understand the credit card processing fees that you are paying, you become empowered to to save money on them. We can help make sense of the fees and how some companies in our industry take advantage. Now wouldn't that be a valuable use of 45-minute of your time? 

Novera Payment Solutions is pleased to offer our popular (and free) "Understanding Credit Card Processing" webinar. With just a few days left to register, you'll definitely want to reserve your spot today. It's time to stop overpaying for your credit card processing ... money down the drain that could be put to better use for your business.


novera.jpg

If you answer, "yes" to any of the statements below, this webinar is for you!

  1. Are you confused by the complicated statements that you receive from your current credit card processor?
  2. Do you need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Do you need assistance ensuring that you are meeting PCI compliance requirements?
  4. Are you paying more than you thought you would for your credit card processing fees?
  5. Do you have to wait multiple days after batching transactions to see the payment deposited in your account?

REGISTER TODAY!

Join us in an educational webinar on

10/18/16 at 2:00 EST

This webinar is designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

The EMV Transition & Your Small Business

Posted on Fri, Sep 18 2015 @ 02:01 PM

October 1, 2015 is rapidly approaching. As a small business owner, if you don't know what this date means, it's time to start paying attention.

emv transition

 

What is EMV?

If you have a personal or business credit card, more than likely in the past year you received a new EMV card from your bank. This new card has special chip in it that your old card did not have. EMV is a global payment system that includes a microprocessor chip in debit and credit cards. The intent is to make them less vulnerable to fraud for in-person transactions. Because EMV uses better data security, this standard has been adopted in the United States and the transition is well underway. EMV terminals are already in use all over the world and growing more popular in the United States as the EMV transition is implemented and as integration deadlines approach.

 

Why does this matter to your business?

Starting on October 1, 2015, the liability shifts to businesses (large and small) for fraudulent chip card transactions. This means if you accept a chip card with a magnetic stripe reader(instead of with an EMV-ready reader), your business will be responsible for the cost if the transaction is fraudulent. This could be extremely costly for your business.

 

What do you need to do to be ready?

The time is now to ensure your credit card terminal is EMV ready.  Changing out terminals and processes can be intimidating for many business owners simply because they are not comfortable with the technology. Unfortunately, delaying this transition for your business could ultimately be very costly.

Novera Payment Solutions is here to make the EMV transition simple and seamless for your business. With 24/7 world-class support, upgrading your business card reader(s) couldn't be easier. You'll have the ability to accept credit card and debit cards anywhere at any time; and with Novera Payment Solutions innovative flat fee merchant account, your business will also save a significant amount of money on credit card processing fees.

October 1, 2015 is a mere two weeks away. Contact Novera Payment Solutions for a free consultation on the EMV transition. We are here for you!

Request Information About the EMV Transition

Tags: emv fraud liability, emv credit card, emv transition, flat fee credit card processing, emv

ISVs - Easy & Fast Credit Card Payment Gateway Integration

Posted on Tue, Jun 30 2015 @ 04:39 PM

We Make It Easy for Software Developers to Integrate Payments

Novera Payment Solutions is excited to offer a new multifaceted API for software developers with WorldPay’s new Link Gateway feature. The Link Gateway allows you to easily integrate payments into mobile, P.O.S., and even QuickBooks® processing solutions, it can even utilize multiple processor platforms. This new gateway makes it easy for merchants to accept payments anywhere they do business.

integrated software vendor ISV

Our SDK features multiple API programming languages across multiple platforms. Whether online, in person or on-the-go, Novera Payment Solutions and Worldpay make it easier for your customers to take payments anywhere, anytime with our payment gateway integration solution.

Concerned about the EMV transition or PCI compliance?

We are payment processing experts. With WorldPay as a direct acquirer, we understand the unique needs of your business and your customers. That’s why connecting your solution to our link gateway means more than just a technical integration. We simplify your customer’s PCI obligation with our Level 1 PCI Compliant Data Centers and we are ready for EMV !

Novera's Worldpay Link Gateway offers multiple API programming languages which allow you to easily and securely integrate your custom software application. We make sample scripts  available to shorten the learning curve and speed your development.

Our SDK provides multiple integration platforms including:

  • CGI
  • SOAP
  • XML
  • .NET – FirstMile Middleware (PA-DSS certified)

We provide detailed Worldpay Link Gateway payment integration guides  so you have all the information you need for a secure and successful software integration. In addition, we have a team of experts you can contact with questions along the way.

Security: Simplify PCI Scope

Using Novera's SDK and Worldpay Link Gateway combination means the data for transactions processed using the gateway will be hosted outside your location so your customers’ PCI obligation will be simplified and secured. If you choose a service that requires cardholder data to be stored, such as recurring payments, the cardholder data is stored in our gateway for additional security. 

Security: PA-DSS Compliant

Our .NET toolkit provides the ability to simplify PA-DSS Compliance and the associated time and annual audit costs since card data is not stored at the POS. FirstMile Middleware gives you the ability to read credit and debit cards from various hardware devices and securely process transactions via the Payment Gateway. By handling the hardware integration, FirstMile mitigates the ISV’s exposure to costly and ongoing security support required in numerous processing environments. 

Security: Fraud and Risk Management (FRISK)

The proprietary FRISK™ risk management system provides a sophisticated suite of security and fraud detection and prevention options. Each transaction submitted can be filtered through a customizable series of security and fraud detection rules to determine potential risk. Configuration of these rules is under your complete control using our user-friendly merchant administration website.

 

Contact Novera Payment Solutions for Your Credit Card Payment Integration Needs

The Worldpay Link Gateway offers reliable payments processing capabilities and is seamlessly integrated to our entire suite of products and services.

Our servers are hosted in the US and are maintained in a data center certified as meeting Level 1 PCI security standards.

When you choose Novera's Worldpay Link Gateway, you receive a team of experts that can ensure seamless payment integration, customer service and evolve with you as you grow.  Our Link Gateway is a platform that allows you the flexibility to streamline and integrate payment systems with existing applications and software.

The WorldPay Link Gateway is PA-DSS compliant as required by PCI rules. This will put your clients at ease and allow them to focus on their business.

REQUEST A  FREE NO-OBLIGATION CONSULTATION TODAY

Receive the Worldpay API


Tags: payment processing, integrated software vendor, pci compliance, emv transition, credit card processing, flat fee credit card processing, isv, emv

Do You Understand Credit Card Processing Fees? FREE WEBINAR

Posted on Wed, Jun 24 2015 @ 10:27 AM

Accepting credit cards for your business is critical in today's marketplace. The challenge is understanding all the fees associated with this necessity. Many credit card processing companies take advantage of business owners' lack of knowledge and overcharge them ... by a lot!

Novera Payment Solutions is pleased to offer our popular "Understanding Credit Card Processing" webinar again. This webinar will take a short 40 minutes of your time, but will arm you with the information you need to ensure you do not overpay for credit card processing.

 

understanding credit card processing

If any of these questions apply to you, this webinar will be an excellent use of your time.

  1. Is your statement from your merchant processing company complicated and confusing?
  2. Do you fully understand the difference between "Qualified", "Mid-Qualified", "Non-Qualified", and how these terms determine what you are charged for each transaction?
  3. Are you PCI compliant?
  4. Are you surprised by the credit card processing fees you incur each month?
  5. Do you have to wait several days to see the payments deposited in your account?

REGISTER TODAY!

Join us in an educational webinar on July 23, 2015 @ 2:00 PM EST designed to help you understand the in's and out's of credit card processing. This FREE webinar will be 45 minutes or less and we guarantee you will take away practical information to help you make smart choices when shopping around for credit card processing services. There's a good chance this webinar will save your business money too!

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing for your own merchant account
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services (you'd be surprised the percentage of companies who are being taken advantage of -- make sure yours isn't one of them!)
  • Awareness of the latest in technology available in the market place today, including mobile payments
  • Practical tips that you can implement right now to keep your processing costs down
  • Best practices for keeping your customers' cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!

Tags: flat fee merchant account, merchant account, pci compliance, credit card processing, flat fee credit card processing, emv

Merchant Account Integrated Software Vendor Program

Posted on Tue, Apr 28 2015 @ 10:19 AM

Novera Payment Solutions offers technology partners the ability to process credit cards through the powerful WorldPay platform. Whether you are looking to integrate card present, card-not-present (or a combination) into the software of your merchants, Novera Payment Solutions' services are unmatched in the industry.

merchant account integrated software vendor

We are experts in payments - and we share what we know to help your business prosper.

  • Our WorldPay platform is powered by one of the world’s leading credit card payments companies.
  • We work with all types and all sizes of business, making it easier for you to integrate credit card payments, keep your customers online and open for busineses.

Benefits of WorldPay's Integrated Software Vendor Program

  • Customized Merchant Boarding
  • Dedicated ISV Team
  • Flexible Merchant Pricing
  • Revenue Sharing
  • No Risk
  • Reporting Portal
  • Branded Referral Portal
  • Complete Marketing Support
  • Increased User Adoption
  • World Class platform
  • 24 X 7 US Based Support

API Benefits

  • Oracle Database with 99.999% Uptime
  • Debit, Credit, Check, ACH
  • Gift & Loyalty 
  • Retail Finance Cards
  • Auth.net emulation
  • Quickbooks Integration
  • Processor Neutral

Merchant Benefits

  • 24/7 Merchant Support
  • AMEX OPT Blue program
  • Weekend & Next-day Funding
  • Merchant Reporting Portal

Why Novera Payment Solutions for Integrated Software Vendors?

Our tools allow you to integrate merchant accounts with point of sale, eCommerce, and mobile payments into any application. Through the self-service sandbox, you can test transactions and explore payments functionality prior to production.

Integrate payments into your application to provide your customers with the payment options they need - card present, card not present and mobile. Our software development kit (SDK) and APIs allow you to integrate with ease.

We are a certified PCI Level 1 service provider, achieving the highest level of certification available.

Contact Novera Payment Solutions today to learn more about our Integrated Software Vendor Program and take your merchant account integration solution to the next level!

 

Request Information About Our ISV Program

 

Tags: accept credit cards, merchant account, integrated software vendor, accept online credit cards, credit card processing, flat fee credit card processing, isv