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PCI Compliance is Critical for BetterWalker Users

Posted on Thu, Jun 22 2017 @ 09:53 AM

A common misconception by many small businesses is that they are too small to have to worry about PCI compliance. This couldn't be further from the truth. If you accept credit cards, you are required to be PCI compliant. If you are not, your dog walking business can face very steep fines. This is where the BetterWalker and Novera Payment Solutions payments integration comes into play. Our integrated payments solution is PCI compliant and EMV ready.

It's important for you to be informed about PCI Compliance, however.

Here's what you need to know.

You are solely responsible for securing your customer cardholder data to meet Payment Card Industry rules.

Small businesses are prime targets for data thieves ... in fact, they are some of the biggest targets because they are the easiest targets. It’s your job to protect cardholder data at the point-of-sale. If cardholder data is stolen (and it’s your fault) you could incur fines, penalties, even termination of the right to accept payment cards, which could be catastrophic for your business.

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Why Does PCI Compliance Matter for Your Business?

According to the PCI Security Standards website, more than 340 million computer records containing sensitive personal information have been involved in security breaches in the U.S. since 2005. Criminals target small merchants because most have minimal security for cardholder data. More than 80% of attacks target small merchants.

If you are at fault for a card holder security breach, your small business can face:

  • Fines and penalties
  • Loss of the ability to accept payment cards
  • Cost of reissuing new payment cards
  • Legal costs
  • Fraud losses
  • Loss of the business

What to Secure

Focus first on protecting the cardholder data under your control.

You are responsible for protecting cardholder data at the point of sale, and as it flows into your credit card payment system. The single best step you can take is to not store any cardholder data.

PCI compliance includes protecting:

  • Card readers
  • Point of sale systems
  • Store networks & wireless access routers
  • Payment card data storage and transmission
  • Payment card data stored in paper-based records

Small Businesses May Evaluate with a Self-Assessment Questionnaire

Most small businesses can use a self-validation tool to assess their security for cardholder data, which includes a short list of yes-or-no questions for compliance. You can access self-assessment questionnaires on the PCI Security Standards website.

How to Meet the PCI Security Standards

The PCI Security Standards website is an invaluable resource for small businesses working to be PCI compliant. Their suggestions include:

  • Buy and use only approved PIN entry devices at your points-of-sale. 
  • Buy and use only validated payment software at your POS or website shopping cart. 
  • Do not store any sensitive cardholder data in computers or on paper.
  • Use a firewall on your network and PCs.
  • Make sure your wireless router is password-protected and uses encryption.
  • Use strong passwords.
  • Regularly check PIN entry devices and PCs to make sure no one has installed rogue software or “skimming” devices.
  • Teach your employees about security and protecting cardholder data.
  • Follow the PCI standard ongoing 3-step process (below)

PCI Compliance: Ongoing 3-step process

  • Assess
    This includes identifying cardholder data, taking an inventory of your IT assets and business processes for payment card processing, and analyzing them for vulnerabilities.
  • Remediate
    Includes fixing vulnerabilities and not storing cardholder data unless you need it.
  • Report
    Includes compiling and submitting required reports to the acquiring bank and card brands you do business with.

The bottom line is that PCI compliance DOES MATTER no matter what the size of your business. We understand that it can seem cumberson for small businesses, but that's no reason to put it off or ignore it. The livelihood of your business may be at stake if you suffer a data breach.

The Novera Payment Solutions team works with small businesses like yours to help alleviate the burden of meeting the PCI compliance standards. It's just one of the reasons that BetterWalker has chosen Novera Payment Solutions as a merchant partner to provide credit card processing for their users!

With Novera Payment Solutions and BetterWalker, you can rest assured that the payment processing system for your dog walking business is PCI Compliant.

Request a FREE Quote Today!

Request Information About BetterWalker Integration

Tags: pci compliance, accept credit cards

PHP POS Integrates with All Major Credit Cards Seamlessly

Posted on Wed, Jun 07 2017 @ 11:33 AM

With the PHP POS partnership with Novera Payment Solutions & Worldpay PHP POS users can seamlessly process credit card transactions from PHP Point Of Sale, including credit card processing solutions for mobile devices such as iPad, iPhone, and many Android devices.

Novera is named as a preferred provider for credit and debit card payment services to PHP users and was selected to help guide you through the complicated world of credit & debit cards acceptance. Novera delivers a unique combination of value, integrity and price transparency to PHP users that is unparalleled throughout the payment processing industry.

 

Advantage: Novera Offers Transparent and Easy to Understand Pricing Options

All Credit card processors have the exact same underlying costs known as Interchange, Novera’s transparent pricing options allow you to understand exactly how much you will pay for payment processing and why.

Don’t be fooled by other processors advertised rates with junk fees hidden in the fine print.

As a PHP POS user, you'll be able to:

  • Seamlessly Integrate Credit & Debit Card Acceptance
  • Receive Discounted Flat Rate and Cost-Plus Pricing Options
  • Accept All Major Card Brands
  • Have Access to Easy to Understand Online Reporting
  • Access to 24/7 Customer Care and Tech Support
  • Accept EMV Ready Cards (chip & pin)

Request a free, no obligation quote today!

Request Information About PHP POS Integration

Tags: accept credit cards, credit card processing, payment integration

BetterWalker Users, Manage Cash Flow Efficiently with Integrated Payment Processing

Posted on Wed, May 31 2017 @ 05:16 PM

BetterWalker Streamlines Your Dog Walking Business

Do what you love, love what you do. We all know the famous quote! And if you're in the dog walking business, there's no doubt you are doing what you love! But for businesses in growth mode, the daily management of the financial and clerical tasks can seem all-consuming. 

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BetterWalker is the solution. The system streamlines management of scheduling, clients, and staff, and frees up admin time so you can focus on growing your business. BetterWalker is the industry’s first mobile tool for clients to book appointments and manage schedule on the go!

A few of the features and benefits  include:

  • Real World Insights
    Built by pet service professionals with deep insight into the daily challenges of a pet sitting company.
  • Flexible
    Built to accommodate multiple business models with maximum customizability.
  • User Friendly
    Built to be intuitive for you and your clients. Easy to understand and smooth to operate.

Better Management of Cashflow

One of the more powerful features of the BetterWalker software is the payments integration. You can accept client payments on the go and better manage your cash flow, the lifeblood of your business.

Central to a healthy business is managing cashflow, right? There is nothing worse than paying staff for services you have not yet been paid for. Better Walker allows you to take control of your cashflow and initiate charges on your client’s behalf through integrated credit card and ACH/e-check processing.

Novera Payment Solutions provides the management of the program for BetterWalker™ users who are interested in using the new integration and merchant account service. BetterWalker™ users can have multiple pricing options and plans such as:

  • Flat Rate for new and growing businesses or
  • Cost plus pricing plans for the more volume intensive users.

The integration is available now!
Request information today -- we can have you up and running in no time!

Request Information About BetterWalker Integration

 

 

Tags: accept credit cards

Credit Card & Debit Card Payments for Healthcare Professionals - Made Simple

Posted on Mon, May 22 2017 @ 11:14 AM

With Novera Payment Solutions' & Worldpay, You  Can Spend More Time Caring for Patients 

Our partner relationship with Worldpay allows us to help you integrate credit and debit card payments with your patient management system with ease. This leaves more time for you to spend on patient care and requires much less of your time for payments administration and data entry.

With the complexities in the healthcare industry, not to mention the constantly changing insurance rules and HIPAA regulations, healthcare credit card processing can be hard to navigate. That't why the expert team at Novera Payment Solutions offers guidance so you can provide a seamless payment experience from start to finish.

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Some of the many benefits:

  • Integrate with patient management software and EHR
  • Enjoy quick payouts so you’ll have access to funds faster
  • Offer payments across office locations, online, over the phone and via mobile
  • Stay up and running with equipment replacement and US-based 24/7 technical support access
  • Online Reporting : Access data from every transaction—everything from location performance to patients’ favorite ways to pay.

    Accept Payments How Your Patients Want to Pay

    Because of our partnership with Worldpay, Novera Payment Solutions enables you to support all major payment types including credit cards, debit cards, direct debit, mobile wallets, and more.

    Easily Accept Payments without Terminals

    Use desktop computers, laptops, or tablets to accept healthcare payments in person or over the phone. We truly make it that easy!

    We Provide Security Expertise & Support

    Protect patient payment data and keep peace of mind with tokenization and encryption options. Novera Payment Solutions is here to help you make sense of it all and protect your patient data. The team at Novera will also help you understand PCI compliance to support your efforts to comply with some of HIPAA’s standards.

    24/7 Support

    You'll have 24/7 support from your Novera & Worldpay teams to get the help you need when you need it! 

    Request a FREE QUOTE

     

     

Tags: accept credit cards, flat fee credit card processing

BetterWalker™ partners with Novera Payment Solutions, LLC to provide integrated credit & debit card acceptance for its users.

Posted on Thu, May 11 2017 @ 01:15 PM

BetterWalker, LLC offers US customers integrated payment processing through a new integration for Worldpay.

BetterWalker™ a leading provider of software solutions designed exclusively to meet the requirements of pet business owners who want to streamline the management of their business is pleased to announce a partnership with Novera Payment Solutions, LLC to board US merchants via Worldpay. The new integration will allow BetterWalker™ users to securely process credit card payments through BetterWalker™ for its US customers using Worldpay.

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Novera Payment Solutions, LLC will provide the management of the program for BetterWalker™ users who are interested in using the new integration and merchant account service. BetterWalker™ users can have multiple pricing options and plans such as (A) Flat Fixed Fee for new and growing businesses or (B) Cost plus pricing plans for the more volume intensive users. The integration is available now and BetterWalker™ users can go to www.noverapaymentsolutions.com/betterwalker to get additional information.

“The partnership with BetterWalker™ is exactly the type of relationship we look for with Integrated Software Vendors (ISV’s). It’s a collaborative effort that delivers a real win for all parties. BetterWalker™ has produced a great offering for its business owners, and we are extremely pleased to be partnered with them” said Sean Grace, CEO for Novera Payment Solutions, LLC.

“With Novera and Worldpay, we are pleased to offer our users another secure integrated credit card solution that will enhance the BetterWalker™ offering and benefit our users both economically and functionally,” said Brian Koester, CEO for BetterWalker™.

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About Novera & Worldpay:

Novera specializes in strategic partnerships with Integrated Software Vendors (ISV’s) and Resellers for payment acceptance. These partnership programs include the initial design plan, including optimization for maximum adoption of users and the ongoing management of the program. Novera is one of the largest registered Member Service Providers (MSP’s) for WorldPay.

 

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About BetterWalker™:

BetterWalker™ a leading provider of software solutions designed exclusively to meet the requirements of pet business owners who want to streamline management of their business in order to grow.

For more information, visit: www.noverapaymentsolutions.com/betterwalker

Request Information About BetterWalker Integration

Tags: accept credit cards, betterwalker

PHP POS™ partners with Novera Payment Solutions, LLC to provide integrated credit & debit card acceptance for its users.

Posted on Mon, May 01 2017 @ 02:22 PM

PHP Point Of Sale, LLC offers U.S. customers integrated payment processing through a new integration for Worldpay.

PHP POS™ a leading provider of Web based software solutions designed exclusively to meet the requirements of retailers with either single or multiple locations is pleased to announce a partnership with Novera Payment Solutions, LLC to board U.S. merchants via Worldpay. The new integration will allow PHP POS™ users to securely process credit card payments through PHP POS™ for its U.S. customers using Worldpay.

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Novera Payment Solutions, LLC will provide the management of the program for PHP POS™ users who are interested in using the new integration and merchant account service. PHP POS™ users can have multiple pricing options and plans such as (A) Flat Fixed Fee for new and growing businesses or (B) Cost plus pricing plans for the more volume intensive users. The integration is available now and PHP POS™users can go to www.noverapaymentsolutions.com/phppos to get additional information.

“The partnership with PHP POS™ is exactly the type of relationship we look for with Integrated Software Vendors (ISV’s). It’s a collaborative effort that delivers a real win for all parties. PHP POS™ has produced a great offering for retail business owners, and we are extremely pleased to be partnered with them” said Sean Grace, CEO for Novera Payment Solutions, LLC.

“With Novera and Worldpay, we are pleased to offer our users another secure integrated credit card solution that will enhance the PHP POS™ offering and benefit our users both economically and functionally,” said Chris Muench, Owner of PHP POS™.

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About Novera & Worldpay:

Novera specializes in strategic partnerships with Integrated Software Vendors (ISV’s) and Resellers for payment acceptance. These partnership programs include the initial design plan, including optimization for maximum adoption of users and the ongoing management of the program. Novera is one of the largest registered Member Service Providers (MSP’s) for WorldPay.

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About PHP POS™:

PHP POS™ a leading provider of Web based retail software solutions for single or multiple locations. PHP POS™ retailers can use their existing devices and PHP POS™ has no contracts so you can pay as you go. Retailers interested in PHP POS™ can sign up for a risk free 14 day trial to test drive the program

For more information, visit: www.noverapaymentsolutions.com/phppos

Request Information About PHP POS Integration

 

Tags: phppos

Educate Yourself About False Advertising Around Interchange Rates & Save Your Business Money

Posted on Mon, Apr 24 2017 @ 09:47 AM

Some Companies Advertise Only Debit Card Processing Rates Because They Tend to Be Lower ... Don't Be Fooled

The underlying cost or interchange rates for debit card transactions are typically lower than credit card transactions, so many advertisements only promote rates for debit card transactions. Business owners typically do not realize this until they are presented with the first processing statement. 

Unfortunately, many business owners don't look closely at their credit card processing statements due to lack of time or lack of understanding about what they are looking at. The rates and the statements can be very confusing.

The interchange rates on credit card transactions can be several times higher than the debit
interchange you thought you were getting. This means you are ultimately paying MUCH more than the lead in rate the processing company advertised.

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Before signing a contract with any processing company, it is important to make sure you fully understand the financial obligations associated with each type of transaction.

Novera works hard to educate clients fully on how interchange works in order to eliminate confusion surrounding this issue. In fact, we have a FREE webinar right around the corner that will help you understand exactly what you are paying, how to tell if you are overpaying, and what to do to fix it!

This webinar will last 45 minutes and it will be a very valuable use of your time if your business accepts credit cards.  Be an informed business owner and take control of leakage spending in over-charges of merchant processing fees.

Two Steps You Should Take Today to Save Your Business Money

STEP 1

Download our FREE (and short) white paper, "5 Reasons Your Credit Card Processor is WAY More Expensive than You Ever Thought".  

Download the FREE White Paper Here

 

STEP 2

Register for our FREE 45-minute webinar. We'll discuss everything you need to know to determine whether you are overpaying with your current merchant processor.  If you've read our white paper in advance, come armed with questions! 

Understanding Credit Card Processing
Tuesday, 4/25/17 at 2:00 EST

Register Today!

Tags: accept credit cards, merchant account

Understand Credit Card Processing & Save Money - FREE Webinar

Posted on Mon, Apr 10 2017 @ 09:34 AM

It's that time again! Novera Payment Solutions is pleased to offer our popular "Understanding Credit Card Processing" webinar. With just a couple weeks left to register, you'll want to reserve your spot today.


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If you answer, "yes" to any of the statements below, this webinar will be an excellent use of your time.

  1. Are you confused by the complicated statements that you receive from your current credit card processor?
  2. Do you need help understanding the difference between "Qualified", "Mid-Qualified", and "Non-Qualified"?
  3. Do you need assistance ensuring that you are meeting PCI compliance requirements?
  4. Are you paying more than you thought you would for your credit card processing fees?
  5. Do you have to wait multiple days after batching transactions to see the payment deposited in your account?

REGISTER TODAY!

Join us in an educational webinar on April 25, 2017 @ 2:00 PM EST designed to help you understand the in's and out's of the credit card processing industry. This FREE webinar will be 45 minutes or less and we guarantee you will learn practical information to help you make better choices when shopping around for credit card processing services.

As an attendee of this webinar you will gain the following:

  • Ability to understand Visa/MC/Disc true underlying cost which in turn will help you negotiate better pricing
  • Knowledge on how to make sure you are getting a truly fair deal for payment processing services
  • Awareness of the latest in technology available in the market place today
  • Tips for keeping processing costs down
  • Best practices for keeping cardholder data secure, including EMV and maintaining PCI compliance.
Register Today!

Tags: accept credit cards, flat fee merchant account, payment processing, merchant account, credit card processing, flat fee credit card processing

9 Sys2K Software Features That Every RV Dealership Should Know About

Posted on Thu, Mar 30 2017 @ 02:42 PM

Sys2K is a Windows-based Dealer Management Software solution that features real-time integration across all departments. It incorporates the latest technologies to offer you a more efficient process that will reduce your costs while maximizing your sales revenue.

RV Dealerships who use Sys2K enjoy many of the features outlined here, including the option to fully integrate credit and debit card payments into the software:

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1. Customer Relationship Management (CRM)

Efficiency, accuracy and speed are essential for top-quality customer relationship management. Sys2K's RV Dealership Software CRM (Customer Relationship Management) module improves customer relationships while reducing marketing costs.  

2. RV Finance & Insurance (F&I)

The Finance and Insurance (F&I) module of System 2000's RV Dealer Software analyzes and builds quotes for RV dealers. The F&I module maximizes dealership profitability by providing managers with the tools to analyze RV sales, create RV financing options, and view service work performed on RV units.

3. RV Unit Inventory

Sys2K RV Dealership Software's Unit Inventory module can accommodate the needs of any RV dealer. The module provides RV unit inventory management and tracking of an unlimited number of RV units across multiple dealership locations while integrating with CRM, F&I, Parts, and Accounting modules. 

4. RV Parts Module

Sys2K RV Dealer Software's Parts module manages invoicing, purchase ordering and receiving for all RV dealerships. The Parts module provides dealers with an easy-to-use interface to create pricing based on cost, margin and listing price. 

5. RV Service Module

Sys2K RV Dealership Software's Service module provides scheduling and dispatching features which allow RV dealers to create and manage service invoicing, estimates, and orders by importing billing, repair and work order information across multiple departments.

6. Dealership Payroll Module

Sys2K's Payroll module improves efficiency by providing RV dealers with support tools to help streamline the payroll process.

7. RV Rental Module

Sys2K's Rental module is designed to provide RV dealers with basic database rental unit management and rental contract printing features. Sys2K's Rental module is integrated with Unit Inventory, thus eliminating dual input. 

8. RV Dealership Accounting Module

Sys2K's Accounting module increases RV dealership profitability and efficiency and simplifies management of transactions for single and multiple dealer locations.

9. Integrated Credit and Debit Card Payments
(That's where we come in ...)

Sys2K has teamed up with Novera Payment Solutions, LLC (Novera) for credit and debit card payment services to Sys2K clients. Novera was selected to help guide Sys2K clients through the complicated world of credit & debit card acceptance. Novera delivers a unique combination of value, integrity and price transparency to Sys2K clients that is unparalleled throughout the payment processing industry.

Novera Payment Solutions provides Sys2K clients with a way to process payments which can result in saving money and time by helping your business run more efficiently.

Through our unique approach of taking what most business owners consider to be a tax on their business and leveraging the Credit Card Acceptance Platform we can deliver a host of benefits for members that include:

  • SIGNIFICANT ANNUAL SAVINGS WITH OUR VALUABLE TRANSPARENT PRICING OPTIONS
  • IMPROVE CASH FLOW AND TURN RECEIVABLES INTO IMMEDIATE PAYMENT
  • STREAMLINE THE CREDIT CARD ACCEPTANCE PROCESS WITH A FULLY INTEGRATED PAYMENT PROCESSING PROGRAM

Request a Free Quote Today!

Sys2K- Apply Now for a Free Quote

 

Tags: sys2k, accept credit cards, merchant account

Sys2K, Partnering with Novera, Offers Easy and Secure Integrated Payment Processing

Posted on Fri, Mar 24 2017 @ 03:17 PM

 

DID YOU KNOW?

Sys2K’s Infinity complete dealer management software offers U.S. customers integrated EMV (chip & pin) ready payment processing through integration with Novera Payment Solutions, LLC.


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Sys2K™, is a leading provider of Windows®‐based dealer management software that features real‐time integration across all dealership departments. Through their partnership with Novera Payment Solutions LLC, US customers can securely process credit card payments directly through the Sys2K Infinity software suite.

As part of this partnership, Novera provides its integrated payment processing solution to Sys2K customers utilizing a cost‐effective, transparent fee structure; all additional fees normally associated with payment processing integration such as gateway fees, interface setup, and maintenance fees have been absorbed into one bundled package.

“The partnership between Novera and Sys2K is exactly the type of relationship we look for with Integrated Software Vendors or (ISV’s)… The collaborative effort between Sys2K and Novera has produced a great offering for Sys2K clients, and we are extremely pleased to be partnered with them,” said James Buydos, Director of Operations & Sales Engineering for Novera Payment Solutions, LLC.

“With Novera, we are excited to offer our clients a straightforward, secure and robust integrated credit card processing solution that will save them time and money,” said Carl Sconnely, President of Sys2K.


About Novera:

Novera specializes in partnerships with Integrated Software Vendors or (ISV’s) for payment acceptance. These partnership programs include the initial design plan, including optimization for maximum adoption of uses and the ongoing management of the program. Novera is one of the largest registered Member Service Providers (MSP’s) for WorldPay and delivers flexibility in accepting payments, and virtual terminal solutions through PCI‐compliant payment processing plans.

 

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About Sys2K:

Sys2K™ (Systems 2000, Inc.) is a premier provider of Powersports, Bus, Marine, Automotive, and Class 8/Heavy Duty, and RV dealership software. Sys2K’s Infinity software is a fully integrated, Windows®‐based DMS that features modules including CRM, F&I, Parts and Service, Payroll, Accounting, Rental, Advanced Reporting, Premium Websites, Cloud Hosting, and Mobile Apps. Founded in 1984, Sys2K prides itself in developing the highest‐quality software solutions for the dealership environment. For more information, visit http://www.sys2k.com.

For more information, visit: www.noverapaymentsolutions.com/sys2k

Sys2K- Apply Now for a Free Quote

Tags: sys2k